HarborOne Bancorp Inc (HONE) — Cash Flow Quality Index

Latest as of June 2025: -0.62x

HarborOne Bancorp Inc (HONE) has a Cash Flow Quality Index of -0.62x as of June 2025. Operating cash flow of $-4.99 Million is below net income of $8.06 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore investment intensity of HarborOne Bancorp Inc to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-0.62x
Operating CF / Net Income

Operating Cash Flow

$-4.99 Million
USD

Net Income

$8.06 Million
USD

Data as of

Jun 2025
Most recent filing

HarborOne Bancorp Inc Cash Flow Quality Index (2014–2024)

Historical Cash Flow Quality Index for HarborOne Bancorp Inc across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check HONE intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for HarborOne Bancorp Inc (2014–2024)

Year-by-year earnings quality comparison for HarborOne Bancorp Inc. For live market cap and the full company financial profile, see HarborOne Bancorp Inc stock valuation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 0.14x $3.84 Million $27.41 Million ▼ -95.8%
2023 3.33x $53.51 Million $16.08 Million ▲ +120.2%
2022 1.51x $68.90 Million $45.59 Million ▼ -60.6%
2021 3.83x $224.29 Million $58.52 Million ▲ +737.0%
2020 -0.60x $-26.95 Million $44.79 Million ▲ +69.6%
2019 -1.98x $-36.13 Million $18.27 Million ▼ -136.8%
2018 5.37x $61.16 Million $11.39 Million ▲ +27.0%
2017 4.23x $43.88 Million $10.38 Million ▲ +681.0%
2016 -0.73x $-4.32 Million $5.93 Million ▼ -114.3%
2015 5.09x $29.36 Million $5.77 Million ▼ -29.9%
2014 7.26x $18.67 Million $2.57 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.