HarborOne Bancorp Inc (HONE) — Cash Flow Quality Index
HarborOne Bancorp Inc (HONE) has a Cash Flow Quality Index of -0.62x as of June 2025. Operating cash flow of $-4.99 Million is below net income of $8.06 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore HarborOne Bancorp Inc (HONE) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
HarborOne Bancorp Inc Cash Flow Quality Index (2014–2024)
Historical Cash Flow Quality Index for HarborOne Bancorp Inc across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see HarborOne Bancorp Inc (HONE) cash conversion ratio.
Annual Cash Flow Quality Index for HarborOne Bancorp Inc (2014–2024)
Year-by-year earnings quality comparison for HarborOne Bancorp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.14x | $3.84 Million | $27.41 Million | ▼ -95.8% |
| 2023 | 3.33x | $53.51 Million | $16.08 Million | ▲ +120.2% |
| 2022 | 1.51x | $68.90 Million | $45.59 Million | ▼ -60.6% |
| 2021 | 3.83x | $224.29 Million | $58.52 Million | ▲ +737.0% |
| 2020 | -0.60x | $-26.95 Million | $44.79 Million | ▲ +69.6% |
| 2019 | -1.98x | $-36.13 Million | $18.27 Million | ▼ -136.8% |
| 2018 | 5.37x | $61.16 Million | $11.39 Million | ▲ +27.0% |
| 2017 | 4.23x | $43.88 Million | $10.38 Million | ▲ +681.0% |
| 2016 | -0.73x | $-4.32 Million | $5.93 Million | ▼ -114.3% |
| 2015 | 5.09x | $29.36 Million | $5.77 Million | ▼ -29.9% |
| 2014 | 7.26x | $18.67 Million | $2.57 Million | — |