HarborOne Bancorp Inc (HONE) — Financial Flexibility Index

Latest as of June 2025: 0.00x

HarborOne Bancorp Inc (HONE) has a Financial Flexibility Index of 0.00x as of June 2025. Free cash flow of $-4.85 Million (operating CF $-4.99 Million minus capex $139.00K) represents 0% of total liabilities ($5.03 Billion). Check HarborOne Bancorp Inc (HONE) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-4.85 Million
Operating CF − Capex

Total Liabilities

$5.03 Billion
USD

Capital Expenditures

$139.00K
USD

HarborOne Bancorp Inc Financial Flexibility Index (2014–2024)

Historical Financial Flexibility Index trend for HarborOne Bancorp Inc across 11 annual periods. For the full cash flow conversion analysis, see HarborOne Bancorp Inc cash flow conversion.

Annual Financial Flexibility Index for HarborOne Bancorp Inc (2014–2024)

Year-by-year free cash flow to debt coverage for HarborOne Bancorp Inc. Explore HarborOne Bancorp Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.00x $5.08 Million $3.84 Million $5.18 Billion ▼ -91.4%
2023 0.01x $57.99 Million $53.51 Million $5.08 Billion ▼ -24.0%
2022 0.02x $71.16 Million $68.90 Million $4.74 Billion ▼ -74.8%
2021 0.06x $230.75 Million $224.29 Million $3.87 Billion ▲ +1163.5%
2020 -0.01x $-21.21 Million $-26.95 Million $3.79 Billion ▲ +40.0%
2019 -0.01x $-31.69 Million $-36.13 Million $3.39 Billion ▼ -146.1%
2018 0.02x $66.71 Million $61.16 Million $3.30 Billion ▲ +0.7%
2017 0.02x $47.06 Million $43.88 Million $2.34 Billion ▲ +2056.3%
2016 0.00x $-2.18 Million $-4.32 Million $2.12 Billion ▼ -106.6%
2015 0.02x $30.84 Million $29.36 Million $1.97 Billion ▲ +45.9%
2014 0.01x $19.92 Million $18.67 Million $1.86 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities