HarborOne Bancorp Inc (HONE) — Defensive Interval Ratio
HarborOne Bancorp Inc (HONE) has a Defensive Interval Ratio of 21 days as of June 2025. Defensive assets of $264.96 Million (cash $-, short-term investments $248.17 Million, receivables $16.79 Million) cover 21 days of daily cash needs of $12.33 Million/day. Check HONE intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
HarborOne Bancorp Inc Defensive Interval Ratio (2014–2024)
This chart shows how HarborOne Bancorp Inc's Defensive Interval Ratio has evolved across 11 annual periods from 2014 to 2024. As of June 2025, the ratio stands at 21 days, meaning defensive assets of $264.96 Million can fund 21 days of operations without new revenue. Also explore HarborOne Bancorp Inc equity growth rate to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for HarborOne Bancorp Inc (2014–2024)
The table below presents the year-by-year Defensive Interval Ratio for HarborOne Bancorp Inc from 2014 to 2024, covering 11 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is HarborOne Bancorp Inc worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 22 days | $282.30 Million | $13.07 Million/day | $- | $263.90 Million | ▼ -2 days |
| 2023 | 24 days | $308.32 Million | $12.86 Million/day | $- | $290.15 Million | ▼ -1 days |
| 2022 | 25 days | $316.29 Million | $12.54 Million/day | $- | $301.15 Million | ▼ -15 days |
| 2021 | 40 days | $404.66 Million | $10.09 Million/day | $- | $394.04 Million | ▲ +10 days |
| 2020 | 30 days | $288.37 Million | $9.71 Million/day | $- | $276.50 Million | ▲ +1 days |
| 2019 | 29 days | $249.28 Million | $8.57 Million/day | $- | $239.47 Million | ▲ +2 days |
| 2018 | 27 days | $219.29 Million | $8.16 Million/day | $- | $209.29 Million | ▼ -5 days |
| 2017 | 31 days | $177.40 Million | $5.64 Million/day | $- | $170.85 Million | ▲ +4 days |
| 2016 | 28 days | $142.07 Million | $5.17 Million/day | $- | $136.47 Million | ▼ -1 days |
| 2015 | 29 days | $133.46 Million | $4.63 Million/day | $- | $128.54 Million | ▼ -7 days |
| 2014 | 35 days | $152.51 Million | $4.30 Million/day | $- | $148.01 Million | — |