Investar Holding Corp (ISTR) — Cash Flow Quality Index

Latest as of September 2025: 1.12x

Investar Holding Corp (ISTR) has a Cash Flow Quality Index of 1.12x as of September 2025. Operating cash flow of $6.94 Million exceeds net income of $6.18 Million, indicating high earnings quality where cash backs reported profits. Explore ISTR operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

1.12x
Operating CF / Net Income

Operating Cash Flow

$6.94 Million
USD

Net Income

$6.18 Million
USD

Data as of

Sep 2025
Most recent filing

Investar Holding Corp Cash Flow Quality Index (2011–2024)

Historical Cash Flow Quality Index for Investar Holding Corp across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Investar Holding Corp generate cash.

Annual Cash Flow Quality Index for Investar Holding Corp (2011–2024)

Year-by-year earnings quality comparison for Investar Holding Corp.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 0.79x $15.93 Million $20.25 Million ▼ -50.0%
2023 1.57x $26.25 Million $16.68 Million ▲ +31.5%
2022 1.20x $42.75 Million $35.71 Million ▼ -71.4%
2021 4.19x $33.48 Million $8.00 Million ▲ +227.5%
2020 1.28x $17.75 Million $13.89 Million ▲ +15.9%
2019 1.10x $18.57 Million $16.84 Million ▼ -8.6%
2018 1.21x $16.41 Million $13.61 Million ▲ +4.6%
2017 1.15x $9.46 Million $8.20 Million ▼ -75.6%
2016 4.73x $37.30 Million $7.88 Million ▼ -10.7%
2015 5.30x $37.52 Million $7.07 Million ▲ +132.7%
2014 -16.23x $-87.60 Million $5.40 Million ▼ -422.9%
2013 5.03x $15.92 Million $3.17 Million ▲ +1184.7%
2012 -0.46x $-1.09 Million $2.36 Million ▼ -129.7%
2011 1.56x $1.56 Million $999.00K
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.