Investar Holding Corp Defensive Interval Ratio
Investar Holding Corp defensive interval ratio. Investar Holding Corp (ISTR) has a Defensive Interval Ratio of 3 days as of September 2025. Defensive assets of $20.58 Million (cash $-, short-term investments $5.72 Million, receivables $14.86 Million) cover 3 days of daily cash needs of $6.54 Million/day. See Investar Holding Corp working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Investar Holding Corp (2012–2024)
Defensive interval ratio of Investar Holding Corp from 2012 to 2024. This chart shows how Investar Holding Corp's Defensive Interval Ratio has evolved across 13 annual periods from 2012 to 2024. As of September 2025, the ratio stands at 3 days, meaning defensive assets of $20.58 Million can fund 3 days of operations without new revenue. Check asset resilience ratio of Investar Holding Corp to evaluate the company's liquid asset resilience ratio.
Investar Holding Corp Defensive Interval Ratio by Year (2012–2024)
Investar Holding Corp defensive interval ratio by year from 2012 to 2024. The table below presents the year-by-year Defensive Interval Ratio for Investar Holding Corp from 2012 to 2024, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Investar Holding Corp assets under control.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 3 days | $20.62 Million | $6.45 Million/day | $- | $6.20 Million | ▼ -57 days |
| 2023 | 61 days | $376.28 Million | $6.20 Million/day | $- | $361.92 Million | ▼ -13 days |
| 2022 | 73 days | $417.92 Million | $5.71 Million/day | $- | $405.17 Million | ▲ +10 days |
| 2021 | 63 days | $366.86 Million | $5.82 Million/day | $- | $355.51 Million | ▲ +9 days |
| 2020 | 54 days | $281.38 Million | $5.23 Million/day | $- | $268.41 Million | ▼ -3 days |
| 2019 | 57 days | $267.72 Million | $4.73 Million/day | $- | $259.81 Million | ▼ -12 days |
| 2018 | 68 days | $254.53 Million | $3.74 Million/day | $- | $248.98 Million | ▲ +3 days |
| 2017 | 65 days | $222.25 Million | $3.42 Million/day | $- | $217.56 Million | ▲ +1 days |
| 2016 | 64 days | $166.27 Million | $2.59 Million/day | $- | $163.05 Million | ▲ +9 days |
| 2015 | 55 days | $116.20 Million | $2.13 Million/day | $- | $113.37 Million | ▲ +13 days |
| 2014 | 41 days | $72.73 Million | $1.76 Million/day | $- | $70.30 Million | ▲ +2 days |
| 2013 | 39 days | $58.01 Million | $1.49 Million/day | $- | $56.17 Million | ▼ -16 days |
| 2012 | 55 days | $45.51 Million | $832.41K/day | $- | $44.33 Million | — |