Investar Holding Corp (ISTR) — Financial Flexibility Index
Investar Holding Corp (ISTR) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $7.44 Million (operating CF $6.94 Million minus capex $497.00K) represents 0% of total liabilities ($2.51 Billion). Check ISTR capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Investar Holding Corp Financial Flexibility Index (2012–2024)
Historical Financial Flexibility Index trend for Investar Holding Corp across 13 annual periods. For the full cash flow conversion analysis, see ISTR cash generation efficiency.
Annual Financial Flexibility Index for Investar Holding Corp (2012–2024)
Year-by-year free cash flow to debt coverage for Investar Holding Corp. Explore Investar Holding Corp (ISTR) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $16.43 Million | $15.93 Million | $2.48 Billion | ▼ -37.3% |
| 2023 | 0.01x | $27.32 Million | $26.25 Million | $2.59 Billion | ▼ -38.8% |
| 2022 | 0.02x | $43.80 Million | $42.75 Million | $2.54 Billion | ▲ +6.5% |
| 2021 | 0.02x | $36.80 Million | $33.48 Million | $2.27 Billion | ▲ +32.9% |
| 2020 | 0.01x | $25.34 Million | $17.75 Million | $2.08 Billion | ▼ -12.2% |
| 2019 | 0.01x | $26.48 Million | $18.57 Million | $1.91 Billion | ▲ +4.4% |
| 2018 | 0.01x | $21.35 Million | $16.41 Million | $1.60 Billion | ▲ +67.2% |
| 2017 | 0.01x | $11.54 Million | $9.46 Million | $1.45 Billion | ▼ -79.9% |
| 2016 | 0.04x | $41.37 Million | $37.30 Million | $1.05 Billion | ▼ -12.3% |
| 2015 | 0.05x | $41.59 Million | $37.52 Million | $922.21 Million | ▲ +142.4% |
| 2014 | -0.11x | $-82.46 Million | $-87.60 Million | $775.97 Million | ▼ -343.3% |
| 2013 | 0.04x | $25.31 Million | $15.92 Million | $579.46 Million | ▲ +279.3% |
| 2012 | 0.01x | $3.82 Million | $-1.09 Million | $331.89 Million | — |