Jefferson Capital, Inc. Common Stock (JCAP) — Cash Flow Quality Index

Latest as of June 2026: 1.05x

Jefferson Capital, Inc. Common Stock (JCAP) has a Cash Flow Quality Index of 1.05x as of June 2026. Operating cash flow of $43.25 Million exceeds net income of $41.30 Million, indicating high earnings quality where cash backs reported profits. Explore Jefferson Capital, Inc. Common Stock debt service capacity to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

1.05x
Operating CF / Net Income

Operating Cash Flow

$43.25 Million
USD

Net Income

$41.30 Million
USD

Data as of

Jun 2026
Most recent filing

Jefferson Capital, Inc. Common Stock Cash Flow Quality Index (2016–2025)

Historical Cash Flow Quality Index for Jefferson Capital, Inc. Common Stock across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see JCAP cash flow metrics.

Annual Cash Flow Quality Index for Jefferson Capital, Inc. Common Stock (2016–2025)

Year-by-year earnings quality comparison for Jefferson Capital, Inc. Common Stock.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.43x $268.81 Million $187.97 Million ▲ +9.6%
2024 1.31x $168.21 Million $128.89 Million ▲ +21.1%
2023 1.08x $120.22 Million $111.54 Million ▲ +451.0%
2019 -0.31x $-13.63 Million $44.41 Million ▼ -164.7%
2018 -0.12x $-6.30 Million $54.37 Million ▲ +52.7%
2017 -0.25x $-3.57 Million $14.56 Million ▲ +28.2%
2016 -0.34x $-5.47 Million $16.02 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.