Jefferson Capital, Inc. Common Stock (JCAP) — Cash Flow Quality Index

Latest as of September 2025: 1.64x

Jefferson Capital, Inc. Common Stock (JCAP) has a Cash Flow Quality Index of 1.64x as of September 2025. Operating cash flow of $63.08 Million exceeds net income of $38.36 Million, indicating high earnings quality where cash backs reported profits. Explore JCAP operating cash flow to assess how effectively this company generates cash.

Cash Flow Quality Index

1.64x
Operating CF / Net Income

Operating Cash Flow

$63.08 Million
USD

Net Income

$38.36 Million
USD

Data as of

Sep 2025
Most recent filing

Jefferson Capital, Inc. Common Stock Cash Flow Quality Index (2016–2024)

Historical Cash Flow Quality Index for Jefferson Capital, Inc. Common Stock across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check JCAP cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Jefferson Capital, Inc. Common Stock (2016–2024)

Year-by-year earnings quality comparison for Jefferson Capital, Inc. Common Stock. For live market cap and the full company financial profile, see market cap of Jefferson Capital, Inc. Common Stock.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.31x $168.21 Million $128.89 Million ▲ +21.1%
2023 1.08x $120.22 Million $111.54 Million ▲ +451.0%
2019 -0.31x $-13.63 Million $44.41 Million ▼ -164.7%
2018 -0.12x $-6.30 Million $54.37 Million ▲ +52.7%
2017 -0.25x $-3.57 Million $14.56 Million ▲ +28.2%
2016 -0.34x $-5.47 Million $16.02 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.