Jefferson Capital, Inc. Common Stock (JCAP) — Cash Flow-to-Debt Ratio
Jefferson Capital, Inc. Common Stock (JCAP) has a Cash Flow-to-Debt Ratio of 0.03x as of June 2026, meaning its operating cash flow of $43.25 Million could theoretically repay 0% of its total liabilities ($1.61 Billion) in one year. See JCAP free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Jefferson Capital, Inc. Common Stock Cash Flow-to-Debt Ratio (2015–2025)
Historical debt coverage capacity for Jefferson Capital, Inc. Common Stock across 8 annual periods. For the full cash flow conversion analysis, see JCAP cash generation efficiency.
Annual Cash Flow-to-Debt Ratio for Jefferson Capital, Inc. Common Stock (2015–2025)
Year-by-year debt coverage analysis for Jefferson Capital, Inc. Common Stock. Check Jefferson Capital, Inc. Common Stock cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.17x | $268.81 Million | $1.61 Billion | ▲ +26.1% |
| 2024 | 0.13x | $168.21 Million | $1.27 Billion | ▼ -10.7% |
| 2023 | 0.15x | $120.22 Million | $811.78 Million | ▲ +343.2% |
| 2019 | -0.06x | $-13.63 Million | $223.90 Million | ▲ +58.9% |
| 2018 | -0.15x | $-6.30 Million | $42.54 Million | ▲ +63.4% |
| 2017 | -0.41x | $-3.57 Million | $8.81 Million | ▼ -80.9% |
| 2016 | -0.22x | $-5.47 Million | $24.42 Million | ▲ +73.0% |
| 2015 | -0.83x | $-3.04 Million | $3.66 Million | — |