Jefferson Capital, Inc. Common Stock (JCAP) — Defensive Interval Ratio

Latest as of June 2026: 2407 days

Jefferson Capital, Inc. Common Stock (JCAP) has a Defensive Interval Ratio of 2407 days as of June 2026. Defensive assets of $1.98 Billion (cash $-, short-term investments $-, receivables $1.98 Billion) cover 2407 days of daily cash needs of $821.92K/day.

Defensive Interval Ratio

2407 days
Days of operational coverage

Defensive Assets

$1.98 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$821.92K
Current Liabilities ÷ 365

Current Liabilities

$300.00 Million
USD

Jefferson Capital, Inc. Common Stock Defensive Interval Ratio (2015–2025)

This chart shows how Jefferson Capital, Inc. Common Stock's Defensive Interval Ratio has evolved across 8 annual periods from 2015 to 2025. As of June 2026, the ratio stands at 2407 days, meaning defensive assets of $1.98 Billion can fund 2407 days of operations without new revenue. For the complete balance sheet picture, see total assets of Jefferson Capital, Inc. Common Stock.

Annual Defensive Interval Ratio for Jefferson Capital, Inc. Common Stock (2015–2025)

The table below presents the year-by-year Defensive Interval Ratio for Jefferson Capital, Inc. Common Stock from 2015 to 2025, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See JCAP working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 2381 days $1.96 Billion $821.92K/day $- $- ▼ -4797 days
2024 7179 days $1.51 Billion $211.04K/day $- $- ▼ -1797 days
2023 8975 days $1.00 Billion $111.92K/day $- $- ▲ +8894 days
2019 81 days $4.71 Million $57.84K/day $- $- ▼ -17 days
2018 98 days $4.83 Million $49.14K/day $- $- ▼ -229 days
2017 327 days $7.25 Million $22.18K/day $- $- ▼ -1028 days
2016 1355 days $21.66 Million $15.99K/day $- $- ▼ -598 days
2015 1953 days $19.60 Million $10.04K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)