John Marshall Bancorp Inc (JMSB) — Cash Flow Quality Index
John Marshall Bancorp Inc (JMSB) has a Cash Flow Quality Index of 0.72x as of June 2026. Operating cash flow of $5.04 Million is below net income of $7.02 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore JMSB operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
John Marshall Bancorp Inc Cash Flow Quality Index (2012–2025)
Historical Cash Flow Quality Index for John Marshall Bancorp Inc across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see John Marshall Bancorp Inc cash conversion from operations.
Annual Cash Flow Quality Index for John Marshall Bancorp Inc (2012–2025)
Year-by-year earnings quality comparison for John Marshall Bancorp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.06x | $22.58 Million | $21.23 Million | ▲ +5.5% |
| 2024 | 1.01x | $17.26 Million | $17.12 Million | ▼ -71.1% |
| 2023 | 3.49x | $18.00 Million | $5.16 Million | ▲ +234.8% |
| 2022 | 1.04x | $33.16 Million | $31.80 Million | ▼ -18.0% |
| 2021 | 1.27x | $32.35 Million | $25.46 Million | ▼ -3.6% |
| 2020 | 1.32x | $24.43 Million | $18.53 Million | ▲ +13.6% |
| 2019 | 1.16x | $18.48 Million | $15.92 Million | ▼ -1.2% |
| 2018 | 1.17x | $14.30 Million | $12.17 Million | ▼ -22.7% |
| 2017 | 1.52x | $13.66 Million | $8.98 Million | ▲ +8.2% |
| 2016 | 1.41x | $11.66 Million | $8.30 Million | ▲ +19.8% |
| 2015 | 1.17x | $10.39 Million | $8.87 Million | ▼ -0.2% |
| 2014 | 1.17x | $9.42 Million | $8.02 Million | ▼ -6.5% |
| 2013 | 1.26x | $8.91 Million | $7.09 Million | ▼ -24.6% |
| 2012 | 1.67x | $8.36 Million | $5.01 Million | — |