John Marshall Bancorp Inc (JMSB) — Defensive Interval Ratio
John Marshall Bancorp Inc (JMSB) has a Defensive Interval Ratio of 2033 days as of June 2026. Defensive assets of $222.79 Million (cash $-, short-term investments $216.79 Million, receivables $6.00 Million) cover 2033 days of daily cash needs of $109.59K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
John Marshall Bancorp Inc Defensive Interval Ratio (2013–2025)
This chart shows how John Marshall Bancorp Inc's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of June 2026, the ratio stands at 2033 days, meaning defensive assets of $222.79 Million can fund 2033 days of operations without new revenue. For the complete balance sheet picture, see JMSB total assets.
Annual Defensive Interval Ratio for John Marshall Bancorp Inc (2013–2025)
The table below presents the year-by-year Defensive Interval Ratio for John Marshall Bancorp Inc from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See JMSB working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 4 days | $23.17 Million | $5.41 Million/day | $- | $17.28 Million | ▼ -1 days |
| 2024 | 5 days | $26.79 Million | $5.19 Million/day | $- | $20.80 Million | ▼ -28 days |
| 2023 | 33 days | $176.10 Million | $5.26 Million/day | $- | $169.99 Million | ▼ -128019 days |
| 2022 | 128052 days | $363.11 Million | $2.84K/day | $- | $357.58 Million | ▲ +128005 days |
| 2021 | 47 days | $244.24 Million | $5.16 Million/day | $- | $239.30 Million | ▲ +12 days |
| 2020 | 35 days | $157.21 Million | $4.50 Million/day | $- | $151.90 Million | ▼ 0 days |
| 2019 | 35 days | $126.74 Million | $3.62 Million/day | $- | $122.73 Million | ▲ +15 days |
| 2018 | 20 days | $64.68 Million | $3.16 Million/day | $- | $61.05 Million | ▼ -3 days |
| 2017 | 23 days | $57.96 Million | $2.49 Million/day | $- | $54.70 Million | ▲ +1 days |
| 2016 | 22 days | $51.30 Million | $2.32 Million/day | $- | $48.31 Million | ▲ +5 days |
| 2015 | 17 days | $34.46 Million | $2.04 Million/day | $- | $32.15 Million | ▲ +8 days |
| 2014 | 9 days | $15.65 Million | $1.73 Million/day | $- | $13.48 Million | ▼ -26 days |
| 2013 | 35 days | $50.64 Million | $1.45 Million/day | $- | $48.74 Million | — |