John Marshall Bancorp Inc (JMSB) — Defensive Interval Ratio

Latest as of September 2025: 8789 days

John Marshall Bancorp Inc (JMSB) has a Defensive Interval Ratio of 8789 days as of September 2025. Defensive assets of $118.98 Million (cash $-, short-term investments $65.98 Million, receivables $53.00 Million) cover 8789 days of daily cash needs of $13.54K/day. Check JMSB goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

8789 days
Days of operational coverage

Defensive Assets

$118.98 Million
Cash + ST Investments + Receivables

Daily Cash Need

$13.54K
Current Liabilities ÷ 365

Current Liabilities

$4.94 Million
USD

John Marshall Bancorp Inc Defensive Interval Ratio (2013–2024)

This chart shows how John Marshall Bancorp Inc's Defensive Interval Ratio has evolved across 12 annual periods from 2013 to 2024. As of September 2025, the ratio stands at 8789 days, meaning defensive assets of $118.98 Million can fund 8789 days of operations without new revenue. Also explore John Marshall Bancorp Inc (JMSB) equity growth momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for John Marshall Bancorp Inc (2013–2024)

The table below presents the year-by-year Defensive Interval Ratio for John Marshall Bancorp Inc from 2013 to 2024, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see John Marshall Bancorp Inc stock valuation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 5 days $26.79 Million $5.19 Million/day $- $20.80 Million ▼ -28 days
2023 33 days $176.10 Million $5.26 Million/day $- $169.99 Million ▼ -128019 days
2022 128052 days $363.11 Million $2.84K/day $- $357.58 Million ▲ +128005 days
2021 47 days $244.24 Million $5.16 Million/day $- $239.30 Million ▲ +12 days
2020 35 days $157.21 Million $4.50 Million/day $- $151.90 Million ▼ 0 days
2019 35 days $126.74 Million $3.62 Million/day $- $122.73 Million ▲ +15 days
2018 20 days $64.68 Million $3.16 Million/day $- $61.05 Million ▼ -3 days
2017 23 days $57.96 Million $2.49 Million/day $- $54.70 Million ▲ +1 days
2016 22 days $51.30 Million $2.32 Million/day $- $48.31 Million ▲ +5 days
2015 17 days $34.46 Million $2.04 Million/day $- $32.15 Million ▲ +8 days
2014 9 days $15.65 Million $1.73 Million/day $- $13.48 Million ▼ -26 days
2013 35 days $50.64 Million $1.45 Million/day $- $48.74 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)