John Marshall Bancorp Inc (JMSB) — Defensive Interval Ratio
John Marshall Bancorp Inc (JMSB) has a Defensive Interval Ratio of 4 days as of December 2025. Defensive assets of $23.17 Million (cash $-, short-term investments $17.28 Million, receivables $5.89 Million) cover 4 days of daily cash needs of $5.41 Million/day. See JMSB working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
John Marshall Bancorp Inc Defensive Interval Ratio (2013–2025)
This chart shows how John Marshall Bancorp Inc's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the ratio stands at 4 days, meaning defensive assets of $23.17 Million can fund 4 days of operations without new revenue. See net asset quality index of John Marshall Bancorp Inc to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for John Marshall Bancorp Inc (2013–2025)
The table below presents the year-by-year Defensive Interval Ratio for John Marshall Bancorp Inc from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see John Marshall Bancorp Inc stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 7 days | $23.17 Million | $3.23 Million/day | $- | $17.28 Million | ▲ +2 days |
| 2024 | 5 days | $26.79 Million | $5.19 Million/day | $- | $20.80 Million | ▼ -28 days |
| 2023 | 33 days | $176.10 Million | $5.26 Million/day | $- | $169.99 Million | ▼ -128019 days |
| 2022 | 128052 days | $363.11 Million | $2.84K/day | $- | $357.58 Million | ▲ +128005 days |
| 2021 | 47 days | $244.24 Million | $5.16 Million/day | $- | $239.30 Million | ▲ +12 days |
| 2020 | 35 days | $157.21 Million | $4.50 Million/day | $- | $151.90 Million | ▼ 0 days |
| 2019 | 35 days | $126.74 Million | $3.62 Million/day | $- | $122.73 Million | ▲ +15 days |
| 2018 | 20 days | $64.68 Million | $3.16 Million/day | $- | $61.05 Million | ▼ -3 days |
| 2017 | 23 days | $57.96 Million | $2.49 Million/day | $- | $54.70 Million | ▲ +1 days |
| 2016 | 22 days | $51.30 Million | $2.32 Million/day | $- | $48.31 Million | ▲ +5 days |
| 2015 | 17 days | $34.46 Million | $2.04 Million/day | $- | $32.15 Million | ▲ +8 days |
| 2014 | 9 days | $15.65 Million | $1.73 Million/day | $- | $13.48 Million | ▼ -26 days |
| 2013 | 35 days | $50.64 Million | $1.45 Million/day | $- | $48.74 Million | — |