Kentucky First Federal Bancorp (KFFB) — Cash Flow Quality Index
Kentucky First Federal Bancorp (KFFB) has a Cash Flow Quality Index of 1.52x as of March 2026. Operating cash flow of $886.00K exceeds net income of $581.00K, indicating high earnings quality where cash backs reported profits. Explore KFFB debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Kentucky First Federal Bancorp Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Kentucky First Federal Bancorp across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see KFFB cash flow conversion.
Annual Cash Flow Quality Index for Kentucky First Federal Bancorp (2004–2025)
Year-by-year earnings quality comparison for Kentucky First Federal Bancorp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.48x | $-86.00K | $181.00K | ▼ -138.5% |
| 2023 | 1.23x | $1.15 Million | $933.00K | ▼ -25.7% |
| 2022 | 1.66x | $2.64 Million | $1.59 Million | ▲ +91.2% |
| 2021 | 0.87x | $1.58 Million | $1.82 Million | ▼ -29.6% |
| 2019 | 1.23x | $1.00 Million | $812.00K | ▲ +42.1% |
| 2018 | 0.87x | $1.15 Million | $1.32 Million | ▼ -61.6% |
| 2017 | 2.26x | $2.11 Million | $935.00K | ▲ +134.5% |
| 2016 | 0.96x | $1.45 Million | $1.50 Million | ▼ -35.6% |
| 2015 | 1.50x | $3.10 Million | $2.07 Million | ▲ +16.4% |
| 2014 | 1.29x | $2.49 Million | $1.93 Million | ▼ -0.5% |
| 2013 | 1.29x | $3.77 Million | $2.92 Million | ▲ +53.7% |
| 2012 | 0.84x | $1.44 Million | $1.72 Million | ▼ -57.9% |
| 2011 | 2.00x | $3.51 Million | $1.76 Million | ▼ -32.6% |
| 2010 | 2.96x | $1.19 Million | $401.00K | ▲ +53.3% |
| 2009 | 1.93x | $1.41 Million | $728.00K | ▲ +43.1% |
| 2008 | 1.35x | $1.26 Million | $932.00K | ▲ +17.1% |
| 2007 | 1.15x | $1.02 Million | $885.00K | ▲ +11.7% |
| 2006 | 1.03x | $1.64 Million | $1.59 Million | ▲ +55.8% |
| 2005 | 0.66x | $1.08 Million | $1.63 Million | ▼ -50.6% |
| 2004 | 1.34x | $1.02 Million | $761.00K | — |