Kentucky First Federal Bancorp (KFFB) — Financial Flexibility Index

Latest as of March 2026: 0.00x

Kentucky First Federal Bancorp (KFFB) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $949.00K (operating CF $886.00K minus capex $63.00K) represents 0% of total liabilities ($324.88 Million). Check KFFB cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$949.00K
Operating CF − Capex

Total Liabilities

$324.88 Million
USD

Capital Expenditures

$63.00K
USD

Kentucky First Federal Bancorp Financial Flexibility Index (2004–2025)

Historical Financial Flexibility Index trend for Kentucky First Federal Bancorp across 22 annual periods. For the full cash flow conversion analysis, see Kentucky First Federal Bancorp operating cash flow efficiency.

Annual Financial Flexibility Index for Kentucky First Federal Bancorp (2004–2025)

Year-by-year free cash flow to debt coverage for Kentucky First Federal Bancorp. Explore KFFB operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.00x $63.00K $-86.00K $323.79 Million ▲ +104.6%
2024 0.00x $-1.39 Million $-1.45 Million $326.97 Million ▼ -199.0%
2023 0.00x $1.28 Million $1.15 Million $298.31 Million ▼ -57.6%
2022 0.01x $2.79 Million $2.64 Million $276.06 Million ▲ +71.8%
2021 0.01x $1.68 Million $1.58 Million $285.77 Million ▲ +31.3%
2020 0.00x $1.21 Million $1.04 Million $269.23 Million ▲ +3.1%
2019 0.00x $1.15 Million $1.00 Million $264.36 Million ▼ -15.9%
2018 0.01x $1.30 Million $1.15 Million $251.19 Million ▼ -44.1%
2017 0.01x $2.24 Million $2.11 Million $241.34 Million ▼ -18.6%
2016 0.01x $2.55 Million $1.45 Million $224.36 Million ▼ -34.5%
2015 0.02x $3.98 Million $3.10 Million $228.99 Million ▲ +44.5%
2014 0.01x $2.80 Million $2.49 Million $232.45 Million ▼ -19.5%
2013 0.01x $3.85 Million $3.77 Million $257.51 Million ▲ +52.6%
2012 0.01x $1.61 Million $1.44 Million $164.10 Million ▼ -54.8%
2011 0.02x $3.63 Million $3.51 Million $167.44 Million ▲ +211.6%
2010 0.01x $1.25 Million $1.19 Million $179.21 Million ▼ -25.4%
2009 0.01x $1.70 Million $1.41 Million $182.51 Million ▲ +27.9%
2008 0.01x $1.37 Million $1.26 Million $187.86 Million ▲ +40.3%
2007 0.01x $1.08 Million $1.02 Million $207.47 Million ▼ -38.8%
2006 0.01x $1.68 Million $1.64 Million $198.06 Million ▲ +54.1%
2005 0.01x $1.14 Million $1.08 Million $207.98 Million ▼ -43.5%
2004 0.01x $1.06 Million $1.02 Million $108.78 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities