Kentucky First Federal Bancorp (KFFB) — Defensive Interval Ratio
Kentucky First Federal Bancorp (KFFB) has a Defensive Interval Ratio of 36068 days as of March 2026. Defensive assets of $11.86 Million (cash $-, short-term investments $10.27 Million, receivables $1.59 Million) cover 36068 days of daily cash needs of $328.77/day. See working capital to net assets of Kentucky First Federal Bancorp to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Kentucky First Federal Bancorp Defensive Interval Ratio (2004–2025)
This chart shows how Kentucky First Federal Bancorp's Defensive Interval Ratio has evolved across 22 annual periods from 2004 to 2025. As of March 2026, the ratio stands at 36068 days, meaning defensive assets of $11.86 Million can fund 36068 days of operations without new revenue. See KFFB equity financing ratio to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Kentucky First Federal Bancorp (2004–2025)
The table below presents the year-by-year Defensive Interval Ratio for Kentucky First Federal Bancorp from 2004 to 2025, covering 22 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Kentucky First Federal Bancorp (KFFB) market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 17 days | $10.02 Million | $576.66K/day | $- | $8.58 Million | ▲ +2 days |
| 2024 | 15 days | $10.82 Million | $702.23K/day | $- | $9.65 Million | ▼ -6 days |
| 2023 | 21 days | $12.98 Million | $620.22K/day | $- | $12.08 Million | ▲ +4 days |
| 2022 | 17 days | $11.13 Million | $657.18K/day | $- | $10.48 Million | ▲ +16 days |
| 2021 | 1 days | $727.00K | $621.54K/day | $- | $33.00K | ▼ -1 days |
| 2020 | 2 days | $1.37 Million | $581.64K/day | $- | $541.00K | ▼ -1 days |
| 2019 | 3 days | $1.80 Million | $536.61K/day | $- | $1.04 Million | ▲ +2 days |
| 2018 | 1 days | $754.00K | $536.10K/day | $- | $48.00K | ▼ 0 days |
| 2017 | 1 days | $750.00K | $501.00K/day | $- | $71.00K | ▼ 0 days |
| 2016 | 2 days | $844.00K | $516.70K/day | $- | $134.00K | ▲ +0 days |
| 2015 | 2 days | $884.00K | $547.43K/day | $- | $159.00K | ▼ 0 days |
| 2014 | 2 days | $1.14 Million | $584.04K/day | $- | $247.00K | ▲ +0 days |
| 2013 | 2 days | $1.12 Million | $633.05K/day | $- | $205.00K | ▼ 0 days |
| 2012 | 2 days | $686.00K | $370.59K/day | $- | $189.00K | ▲ +0 days |
| 2011 | 2 days | $638.00K | $383.65K/day | $- | $100.00K | ▲ +0 days |
| 2010 | 2 days | $618.00K | $398.03K/day | $- | $100.00K | ▼ -1 days |
| 2009 | 2 days | $850.00K | $383.78K/day | $- | $100.00K | ▼ -40 days |
| 2008 | 42 days | $15.90 Million | $377.75K/day | $- | $15.28 Million | ▲ +35 days |
| 2007 | 7 days | $2.58 Million | $384.27K/day | $- | $1.64 Million | ▲ +1 days |
| 2006 | 6 days | $2.33 Million | $387.65K/day | $- | $1.46 Million | ▼ -13 days |
| 2005 | 19 days | $8.21 Million | $432.93K/day | $- | $7.30 Million | ▼ -42 days |
| 2004 | 61 days | $16.57 Million | $270.55K/day | $- | $15.96 Million | — |