Kentucky First Federal Bancorp (KFFB) — Defensive Interval Ratio
Kentucky First Federal Bancorp (KFFB) has a Defensive Interval Ratio of 46654 days as of December 2025. Defensive assets of $12.65 Million (cash $-, short-term investments $11.19 Million, receivables $1.47 Million) cover 46654 days of daily cash needs of $271.23/day. Check KFFB goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Kentucky First Federal Bancorp Defensive Interval Ratio (2004–2025)
This chart shows how Kentucky First Federal Bancorp's Defensive Interval Ratio has evolved across 22 annual periods from 2004 to 2025. As of December 2025, the ratio stands at 46654 days, meaning defensive assets of $12.65 Million can fund 46654 days of operations without new revenue. Also explore Kentucky First Federal Bancorp net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Kentucky First Federal Bancorp (2004–2025)
The table below presents the year-by-year Defensive Interval Ratio for Kentucky First Federal Bancorp from 2004 to 2025, covering 22 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Kentucky First Federal Bancorp.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 17 days | $9.93 Million | $576.66K/day | $- | $9.93 Million | ▲ +2 days |
| 2024 | 15 days | $10.82 Million | $702.23K/day | $- | $9.65 Million | ▼ -6 days |
| 2023 | 21 days | $12.98 Million | $620.22K/day | $- | $12.08 Million | ▲ +4 days |
| 2022 | 17 days | $11.13 Million | $657.18K/day | $- | $10.48 Million | ▲ +16 days |
| 2021 | 1 days | $727.00K | $621.54K/day | $- | $33.00K | ▼ -1 days |
| 2020 | 2 days | $1.37 Million | $581.64K/day | $- | $541.00K | ▼ -1 days |
| 2019 | 3 days | $1.80 Million | $536.61K/day | $- | $1.04 Million | ▲ +2 days |
| 2018 | 1 days | $754.00K | $536.10K/day | $- | $48.00K | ▼ 0 days |
| 2017 | 1 days | $750.00K | $501.00K/day | $- | $71.00K | ▼ 0 days |
| 2016 | 2 days | $844.00K | $516.70K/day | $- | $134.00K | ▲ +0 days |
| 2015 | 2 days | $884.00K | $547.43K/day | $- | $159.00K | ▼ 0 days |
| 2014 | 2 days | $1.14 Million | $584.04K/day | $- | $247.00K | ▲ +0 days |
| 2013 | 2 days | $1.12 Million | $633.05K/day | $- | $205.00K | ▼ 0 days |
| 2012 | 2 days | $686.00K | $370.59K/day | $- | $189.00K | ▲ +0 days |
| 2011 | 2 days | $638.00K | $383.65K/day | $- | $100.00K | ▲ +0 days |
| 2010 | 2 days | $618.00K | $398.03K/day | $- | $100.00K | ▼ -1 days |
| 2009 | 2 days | $850.00K | $383.78K/day | $- | $100.00K | ▼ -40 days |
| 2008 | 42 days | $15.90 Million | $377.75K/day | $- | $15.28 Million | ▲ +35 days |
| 2007 | 7 days | $2.58 Million | $384.27K/day | $- | $1.64 Million | ▲ +1 days |
| 2006 | 6 days | $2.33 Million | $387.65K/day | $- | $1.46 Million | ▼ -13 days |
| 2005 | 19 days | $8.21 Million | $432.93K/day | $- | $7.30 Million | ▼ -42 days |
| 2004 | 61 days | $16.57 Million | $270.55K/day | $- | $15.96 Million | — |