Medallion Financial Corp (MFIN) — Cash Flow Quality Index

Latest as of June 2026: 1.79x

Medallion Financial Corp (MFIN) has a Cash Flow Quality Index of 1.79x as of June 2026. Operating cash flow of $17.48 Million exceeds net income of $9.78 Million, indicating high earnings quality where cash backs reported profits. Explore MFIN operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

1.79x
Operating CF / Net Income

Operating Cash Flow

$17.48 Million
USD

Net Income

$9.78 Million
USD

Data as of

Jun 2026
Most recent filing

Medallion Financial Corp Cash Flow Quality Index (1996–2025)

Historical Cash Flow Quality Index for Medallion Financial Corp across 26 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of Medallion Financial Corp.

Annual Cash Flow Quality Index for Medallion Financial Corp (1996–2025)

Year-by-year earnings quality comparison for Medallion Financial Corp.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 2.28x $126.28 Million $55.34 Million ▼ -17.2%
2024 2.76x $115.51 Million $41.92 Million ▲ +33.4%
2023 2.07x $113.76 Million $55.08 Million ▼ -5.2%
2022 2.18x $108.74 Million $49.89 Million ▲ +49.8%
2021 1.45x $78.73 Million $54.11 Million ▼ -95.5%
2019 32.53x $64.94 Million $2.00 Million ▼ -32.1%
2017 47.92x $13.32 Million $278.00K ▲ +1729.7%
2016 2.62x $61.59 Million $23.52 Million ▲ +272.5%
2015 -1.52x $-44.61 Million $29.38 Million ▼ -339.3%
2014 -0.35x $-9.92 Million $28.69 Million ▼ -158.9%
2013 0.59x $15.13 Million $25.78 Million ▲ +42.2%
2012 0.41x $10.12 Million $24.52 Million ▼ -15.9%
2011 0.49x $9.41 Million $19.16 Million ▼ -17.6%
2010 0.60x $6.72 Million $11.28 Million ▼ -93.9%
2009 9.71x $9.93 Million $1.02 Million ▲ +758.5%
2008 1.13x $17.25 Million $15.25 Million ▲ +558.6%
2007 0.17x $2.65 Million $15.44 Million ▼ -33.3%
2006 0.26x $3.37 Million $13.11 Million ▼ -21.0%
2005 0.33x $2.24 Million $6.86 Million ▲ +41.1%
2004 0.23x $5.20 Million $22.51 Million ▲ +114.4%
2003 -1.60x $-3.23 Million $2.02 Million ▼ -221.5%
2000 1.32x $9.92 Million $7.54 Million ▲ +198.5%
1999 0.44x $9.30 Million $21.10 Million ▲ +631.7%
1998 0.06x $1.00 Million $16.60 Million ▼ -95.1%
1997 1.24x $13.00 Million $10.50 Million ▲ +589.8%
1996 0.18x $700.00K $3.90 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.