Medallion Financial Corp (MFIN) — Cash Flow Quality Index

Latest as of September 2025: 8.63x

Medallion Financial Corp (MFIN) has a Cash Flow Quality Index of 8.63x as of September 2025. Operating cash flow of $66.98 Million exceeds net income of $7.76 Million, indicating high earnings quality where cash backs reported profits. Explore Medallion Financial Corp long-term investment allocation to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

8.63x
Operating CF / Net Income

Operating Cash Flow

$66.98 Million
USD

Net Income

$7.76 Million
USD

Data as of

Sep 2025
Most recent filing

Medallion Financial Corp Cash Flow Quality Index (1996–2024)

Historical Cash Flow Quality Index for Medallion Financial Corp across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check MFIN goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Medallion Financial Corp (1996–2024)

Year-by-year earnings quality comparison for Medallion Financial Corp. For live market cap and the full company financial profile, see MFIN market cap.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 2.76x $115.51 Million $41.92 Million ▲ +33.4%
2023 2.07x $113.76 Million $55.08 Million ▼ -5.2%
2022 2.18x $108.74 Million $49.89 Million ▲ +49.8%
2021 1.45x $78.73 Million $54.11 Million ▼ -95.5%
2019 32.53x $64.94 Million $2.00 Million ▼ -32.1%
2017 47.92x $13.32 Million $278.00K ▲ +1729.7%
2016 2.62x $61.59 Million $23.52 Million ▲ +272.5%
2015 -1.52x $-44.61 Million $29.38 Million ▼ -339.3%
2014 -0.35x $-9.92 Million $28.69 Million ▼ -158.9%
2013 0.59x $15.13 Million $25.78 Million ▲ +42.2%
2012 0.41x $10.12 Million $24.52 Million ▼ -15.9%
2011 0.49x $9.41 Million $19.16 Million ▼ -17.6%
2010 0.60x $6.72 Million $11.28 Million ▼ -93.9%
2009 9.71x $9.93 Million $1.02 Million ▲ +758.5%
2008 1.13x $17.25 Million $15.25 Million ▲ +558.6%
2007 0.17x $2.65 Million $15.44 Million ▼ -33.3%
2006 0.26x $3.37 Million $13.11 Million ▼ -21.0%
2005 0.33x $2.24 Million $6.86 Million ▲ +41.1%
2004 0.23x $5.20 Million $22.51 Million ▲ +114.4%
2003 -1.60x $-3.23 Million $2.02 Million ▼ -221.5%
2000 1.32x $9.92 Million $7.54 Million ▲ +198.5%
1999 0.44x $9.30 Million $21.10 Million ▲ +631.7%
1998 0.06x $1.00 Million $16.60 Million ▼ -95.1%
1997 1.24x $13.00 Million $10.50 Million ▲ +589.8%
1996 0.18x $700.00K $3.90 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.