Medallion Financial Corp (MFIN) — Defensive Interval Ratio

Latest as of March 2026: 4 days

Medallion Financial Corp (MFIN) has a Defensive Interval Ratio of 4 days as of March 2026. Defensive assets of $21.65 Million (cash $-, short-term investments $2.39 Million, receivables $19.26 Million) cover 4 days of daily cash needs of $6.04 Million/day. See Medallion Financial Corp (MFIN) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

4 days
Days of operational coverage

Defensive Assets

$21.65 Million
Cash + ST Investments + Receivables

Daily Cash Need

$6.04 Million
Current Liabilities ÷ 365

Current Liabilities

$2.20 Billion
USD

Medallion Financial Corp Defensive Interval Ratio (1996–2025)

This chart shows how Medallion Financial Corp's Defensive Interval Ratio has evolved across 30 annual periods from 1996 to 2025. As of March 2026, the ratio stands at 4 days, meaning defensive assets of $21.65 Million can fund 4 days of operations without new revenue. See MFIN net asset quality score to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Medallion Financial Corp (1996–2025)

The table below presents the year-by-year Defensive Interval Ratio for Medallion Financial Corp from 1996 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Medallion Financial Corp.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 9159 days $2.52 Billion $274.77K/day $- $60.18 Million ▲ +9155 days
2024 3 days $20.38 Million $5.95 Million/day $- $2.93 Million ▼ -10 days
2023 13 days $68.49 Million $5.24 Million/day $- $54.28 Million ▼ -1 days
2022 14 days $63.20 Million $4.49 Million/day $- $48.49 Million ▼ -2 days
2021 16 days $56.23 Million $3.48 Million/day $- $44.77 Million ▼ -2 days
2020 18 days $58.89 Million $3.21 Million/day $- $46.79 Million ▼ -3 days
2019 21 days $59.18 Million $2.77 Million/day $- $49.00 Million ▲ +1 days
2018 21 days $52.74 Million $2.54 Million/day $- $45.32 Million ▲ +11 days
2017 10 days $547.00K $56.82K/day $- $- ▲ +4 days
2016 5 days $769.00K $148.52K/day $- $- ▼ -2887 days
2015 2892 days $50.89 Million $17.59K/day $- $49.88 Million ▲ +2851 days
2014 41 days $988.00K $24.17K/day $- $- ▼ -9 days
2013 50 days $907.00K $18.08K/day $- $- ▼ -30 days
2012 80 days $957.00K $11.99K/day $- $- ▲ +50 days
2011 30 days $1.12 Million $37.78K/day $- $- ▼ -45 days
2010 75 days $1.44 Million $19.22K/day $- $- ▲ +12 days
2009 63 days $1.66 Million $26.58K/day $- $- ▼ -24 days
2008 86 days $2.15 Million $24.90K/day $- $- ▼ -342 days
2007 428 days $2.45 Million $5.72K/day $- $- ▼ -2039168 days
2006 2039596 days $9.96 Billion $4.88K/day $- $9.96 Billion ▼ -1713667 days
2005 3753263 days $18.10 Billion $4.82K/day $- $18.09 Billion ▲ +722751 days
2004 3030512 days $14.60 Billion $4.82K/day $- $14.60 Billion ▼ -113662617 days
2003 116693129 days $382.77 Billion $3.28K/day $- $382.76 Billion ▲ +93137169 days
2002 23555960 days $360.75 Billion $15.31K/day $- $360.74 Billion ▲ +23554669 days
2001 1291 days $7.57 Million $5.86K/day $- $- ▲ +1091 days
2000 200 days $15.33 Million $76.59K/day $- $- ▲ +123 days
1999 77 days $20.71 Million $268.40K/day $- $- ▼ -2383 days
1998 2460 days $15.50 Million $6.30K/day $- $- ▼ -704 days
1997 3163 days $7.80 Million $2.47K/day $- $- ▲ +2599 days
1996 564 days $1.70 Million $3.01K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)