Mainstreet Bank Cash Flow Quality Index
Mainstreet Bank cash flow quality index. Mainstreet Bank (MNSB) has a Cash Flow Quality Index of 1.61x as of March 2026. Operating cash flow of $6.60 Million exceeds net income of $4.10 Million, indicating high earnings quality where cash backs reported profits. See financial agility of Mainstreet Bank to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Mainstreet Bank (2006–2025)
Cash flow quality index of Mainstreet Bank from 2006 to 2025. Historical Cash Flow Quality Index for Mainstreet Bank across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore MNSB cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Mainstreet Bank Cash Flow Quality Index by Year (2006–2025)
Mainstreet Bank cash flow quality index by year from 2006 to 2025. Year-by-year earnings quality comparison for Mainstreet Bank. For the full cash flow conversion analysis, see cash flow conversion of Mainstreet Bank.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.95x | $14.81 Million | $15.61 Million | ▼ -20.3% |
| 2023 | 1.19x | $31.63 Million | $26.59 Million | ▼ -5.4% |
| 2022 | 1.26x | $33.54 Million | $26.67 Million | ▼ -53.8% |
| 2021 | 2.72x | $60.39 Million | $22.17 Million | ▲ +151.6% |
| 2020 | 1.08x | $17.02 Million | $15.72 Million | ▼ -9.5% |
| 2019 | 1.20x | $16.69 Million | $13.95 Million | ▼ -12.5% |
| 2018 | 1.37x | $12.59 Million | $9.21 Million | ▼ -21.1% |
| 2017 | 1.73x | $6.73 Million | $3.88 Million | ▲ +13.6% |
| 2016 | 1.53x | $5.92 Million | $3.88 Million | ▼ -14.7% |
| 2015 | 1.79x | $3.88 Million | $2.17 Million | ▼ -24.0% |
| 2014 | 2.35x | $4.13 Million | $1.75 Million | ▼ -15.6% |
| 2013 | 2.79x | $2.82 Million | $1.01 Million | ▼ -10.8% |
| 2011 | 3.12x | $3.40 Million | $1.09 Million | ▲ +290.3% |
| 2009 | -1.64x | $-852.24K | $519.08K | ▼ -119.6% |
| 2008 | 8.39x | $842.68K | $100.41K | ▼ -34.2% |
| 2006 | 12.76x | $597.90K | $46.85K | — |