Mainstreet Bank Defensive Interval Ratio
Mainstreet Bank defensive interval ratio. Mainstreet Bank (MNSB) has a Defensive Interval Ratio of 17 days as of March 2026. Defensive assets of $91.26 Million (cash $-, short-term investments $77.81 Million, receivables $13.45 Million) cover 17 days of daily cash needs of $5.25 Million/day. See MNSB working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Mainstreet Bank (2004–2025)
Defensive interval ratio of Mainstreet Bank from 2004 to 2025. This chart shows how Mainstreet Bank's Defensive Interval Ratio has evolved across 19 annual periods from 2004 to 2025. As of March 2026, the ratio stands at 17 days, meaning defensive assets of $91.26 Million can fund 17 days of operations without new revenue. Check MNSB financial resilience to evaluate the company's liquid asset resilience ratio.
Mainstreet Bank Defensive Interval Ratio by Year (2004–2025)
Mainstreet Bank defensive interval ratio by year from 2004 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Mainstreet Bank from 2004 to 2025, covering 19 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Mainstreet Bank assets under control.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 3 days | $14.92 Million | $5.20 Million/day | $- | $399.00K | ▲ +0 days |
| 2024 | 2 days | $12.68 Million | $5.23 Million/day | $- | $1.37 Million | ▼ -13 days |
| 2023 | 16 days | $72.32 Million | $4.66 Million/day | $- | $59.93 Million | ▼ -2 days |
| 2022 | 18 days | $72.21 Million | $4.03 Million/day | $- | $62.63 Million | ▼ -27 days |
| 2021 | 45 days | $107.61 Million | $2.38 Million/day | $- | $99.91 Million | ▼ -21 days |
| 2020 | 66 days | $157.02 Million | $2.38 Million/day | $- | $147.41 Million | ▲ +33 days |
| 2019 | 33 days | $98.21 Million | $2.94 Million/day | $- | $92.79 Million | ▲ +9 days |
| 2018 | 24 days | $61.13 Million | $2.52 Million/day | $- | $55.98 Million | ▼ -6 days |
| 2017 | 30 days | $55.16 Million | $1.83 Million/day | $- | $51.31 Million | ▲ +0 days |
| 2016 | 30 days | $38.62 Million | $1.30 Million/day | $- | $36.35 Million | ▼ -4 days |
| 2015 | 34 days | $35.54 Million | $1.06 Million/day | $- | $33.66 Million | ▼ -14 days |
| 2014 | 48 days | $39.79 Million | $829.49K/day | $- | $38.64 Million | ▲ +9 days |
| 2013 | 39 days | $26.96 Million | $686.24K/day | $- | $26.08 Million | ▼ -3333 days |
| 2012 | 3372 days | $3.03 Million | $897.22/day | $- | $1.31 Million | ▲ +3371 days |
| 2009 | 1 days | $788.57K | $527.53K/day | $- | $- | ▼ -1 days |
| 2008 | 2 days | $807.12K | $393.83K/day | $- | $- | ▼ -1 days |
| 2006 | 3 days | $661.82K | $213.83K/day | $- | $- | ▲ +1 days |
| 2005 | 3 days | $392.98K | $152.21K/day | $- | $- | ▲ +1 days |
| 2004 | 1 days | $143.28K | $97.84K/day | $- | $- | — |