Mid Penn Bancorp (MPB) — Cash Flow Quality Index
Mid Penn Bancorp (MPB) has a Cash Flow Quality Index of 1.44x as of September 2025. Operating cash flow of $26.27 Million exceeds net income of $18.30 Million, indicating high earnings quality where cash backs reported profits. Explore Mid Penn Bancorp debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Mid Penn Bancorp Cash Flow Quality Index (1994–2024)
Historical Cash Flow Quality Index for Mid Penn Bancorp across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Mid Penn Bancorp (MPB) cash conversion ratio.
Annual Cash Flow Quality Index for Mid Penn Bancorp (1994–2024)
Year-by-year earnings quality comparison for Mid Penn Bancorp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.04x | $51.39 Million | $49.44 Million | ▼ -25.7% |
| 2023 | 1.40x | $52.34 Million | $37.40 Million | ▲ +27.9% |
| 2022 | 1.09x | $59.99 Million | $54.81 Million | ▼ -51.3% |
| 2021 | 2.25x | $65.90 Million | $29.32 Million | ▲ +318.7% |
| 2020 | 0.54x | $14.07 Million | $26.21 Million | ▲ +21.3% |
| 2019 | 0.44x | $7.83 Million | $17.70 Million | ▼ -57.3% |
| 2018 | 1.04x | $10.98 Million | $10.60 Million | ▼ -38.2% |
| 2017 | 1.68x | $11.89 Million | $7.09 Million | ▼ -40.1% |
| 2016 | 2.80x | $21.85 Million | $7.80 Million | ▲ +38.7% |
| 2015 | 2.02x | $13.17 Million | $6.53 Million | ▲ +32.7% |
| 2014 | 1.52x | $8.67 Million | $5.70 Million | ▼ -29.7% |
| 2013 | 2.16x | $10.68 Million | $4.94 Million | ▲ +13.9% |
| 2012 | 1.90x | $9.40 Million | $4.95 Million | ▲ +2.1% |
| 2011 | 1.86x | $8.45 Million | $4.54 Million | ▼ -29.7% |
| 2010 | 2.65x | $7.27 Million | $2.75 Million | ▲ +62.6% |
| 2008 | 1.63x | $5.84 Million | $3.59 Million | ▲ +38.5% |
| 2007 | 1.17x | $5.49 Million | $4.67 Million | ▲ +0.9% |
| 2006 | 1.16x | $5.69 Million | $4.89 Million | ▲ +4.3% |
| 2005 | 1.12x | $5.14 Million | $4.60 Million | ▼ -8.2% |
| 2004 | 1.22x | $5.32 Million | $4.37 Million | ▲ +10.1% |
| 2003 | 1.10x | $5.10 Million | $4.62 Million | ▲ +13.1% |
| 2002 | 0.98x | $4.39 Million | $4.50 Million | ▼ -19.1% |
| 2001 | 1.21x | $5.11 Million | $4.23 Million | ▲ +13.1% |
| 2000 | 1.07x | $4.21 Million | $3.95 Million | ▼ -5.4% |
| 1999 | 1.13x | $4.40 Million | $3.90 Million | ▲ +7.3% |
| 1998 | 1.05x | $4.10 Million | $3.90 Million | ▲ +29.9% |
| 1997 | 0.81x | $3.40 Million | $4.20 Million | ▼ -18.7% |
| 1996 | 1.00x | $3.31 Million | $3.33 Million | ▼ -10.4% |
| 1995 | 1.11x | $3.30 Million | $2.97 Million | ▼ -0.8% |
| 1994 | 1.12x | $3.07 Million | $2.74 Million | — |