Northeast Bancorp (NBN) — Cash Flow Quality Index

Latest as of March 2026: -0.34x

Northeast Bancorp (NBN) has a Cash Flow Quality Index of -0.34x as of March 2026. Operating cash flow of $-10.08 Million is below net income of $29.85 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore NBN cash flow metrics to assess how effectively this company generates cash.

Cash Flow Quality Index

-0.34x
Operating CF / Net Income

Operating Cash Flow

$-10.08 Million
USD

Net Income

$29.85 Million
USD

Data as of

Mar 2026
Most recent filing

Northeast Bancorp Cash Flow Quality Index (1990–2025)

Historical Cash Flow Quality Index for Northeast Bancorp across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Northeast Bancorp total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Northeast Bancorp (1990–2025)

Year-by-year earnings quality comparison for Northeast Bancorp. For live market cap and the full company financial profile, see market value of Northeast Bancorp.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 0.65x $54.13 Million $83.44 Million ▲ +1374.9%
2024 0.04x $2.56 Million $58.23 Million ▼ -96.8%
2023 1.36x $60.11 Million $44.19 Million ▲ +88.1%
2022 0.72x $30.50 Million $42.16 Million ▲ +520.2%
2021 0.12x $8.34 Million $71.50 Million ▼ -83.7%
2020 0.72x $16.31 Million $22.74 Million ▼ -47.0%
2019 1.35x $18.77 Million $13.88 Million ▲ +12.4%
2018 1.20x $19.45 Million $16.17 Million ▼ -56.3%
2017 2.75x $33.99 Million $12.34 Million ▲ +312.0%
2016 0.67x $5.09 Million $7.62 Million ▼ -77.8%
2015 3.01x $21.52 Million $7.14 Million ▲ +246.5%
2014 -2.06x $-5.54 Million $2.69 Million ▼ -787.4%
2013 0.30x $1.32 Million $4.42 Million ▲ +109.3%
2012 -3.22x $-6.97 Million $2.16 Million ▼ -653.8%
2011 0.58x $8.35 Million $14.35 Million ▲ +112.7%
2010 -4.57x $-7.86 Million $1.72 Million ▼ -252.3%
2009 3.00x $2.88 Million $958.99K ▲ +17.1%
2008 2.56x $4.95 Million $1.93 Million ▲ +48.4%
2007 1.73x $3.26 Million $1.89 Million ▲ +27.1%
2006 1.36x $5.44 Million $4.00 Million ▼ -3.5%
2005 1.41x $5.66 Million $4.02 Million ▼ -31.4%
2004 2.05x $7.20 Million $3.51 Million ▲ +675.1%
2003 0.26x $1.02 Million $3.86 Million ▼ -79.8%
2002 1.31x $5.04 Million $3.85 Million ▲ +33.6%
2001 0.98x $3.41 Million $3.48 Million ▼ -40.7%
2000 1.65x $5.30 Million $3.21 Million ▲ +58.4%
1999 1.04x $2.50 Million $2.40 Million ▼ -24.2%
1998 1.38x $3.30 Million $2.40 Million ▼ -26.3%
1997 1.87x $2.80 Million $1.50 Million ▲ +15.6%
1996 1.62x $2.10 Million $1.30 Million ▼ -6.8%
1995 1.73x $2.60 Million $1.50 Million ▼ -57.6%
1994 4.08x $4.90 Million $1.20 Million ▲ +63.3%
1993 2.50x $3.00 Million $1.20 Million ▼ -62.3%
1992 6.64x $7.30 Million $1.10 Million ▲ +342.4%
1991 1.50x $900.00K $600.00K ▲ +35.0%
1990 1.11x $1.00 Million $900.00K
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.