Northeast Bancorp (NBN) — Cash Flow Quality Index
Northeast Bancorp (NBN) has a Cash Flow Quality Index of -0.50x as of June 2026. Operating cash flow of $-17.33 Million is below net income of $34.34 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow to debt ratio of Northeast Bancorp to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Northeast Bancorp Cash Flow Quality Index (1990–2026)
Historical Cash Flow Quality Index for Northeast Bancorp across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Northeast Bancorp.
Annual Cash Flow Quality Index for Northeast Bancorp (1990–2026)
Year-by-year earnings quality comparison for Northeast Bancorp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | -0.58x | $-62.54 Million | $107.48 Million | ▼ -189.7% |
| 2025 | 0.65x | $54.13 Million | $83.44 Million | ▲ +1374.9% |
| 2024 | 0.04x | $2.56 Million | $58.23 Million | ▼ -96.8% |
| 2023 | 1.36x | $60.11 Million | $44.19 Million | ▲ +88.1% |
| 2022 | 0.72x | $30.50 Million | $42.16 Million | ▲ +520.2% |
| 2021 | 0.12x | $8.34 Million | $71.50 Million | ▼ -83.7% |
| 2020 | 0.72x | $16.31 Million | $22.74 Million | ▼ -47.0% |
| 2019 | 1.35x | $18.77 Million | $13.88 Million | ▲ +12.4% |
| 2018 | 1.20x | $19.45 Million | $16.17 Million | ▼ -56.3% |
| 2017 | 2.75x | $33.99 Million | $12.34 Million | ▲ +312.0% |
| 2016 | 0.67x | $5.09 Million | $7.62 Million | ▼ -77.8% |
| 2015 | 3.01x | $21.52 Million | $7.14 Million | ▲ +246.5% |
| 2014 | -2.06x | $-5.54 Million | $2.69 Million | ▼ -787.4% |
| 2013 | 0.30x | $1.32 Million | $4.42 Million | ▲ +109.3% |
| 2012 | -3.22x | $-6.97 Million | $2.16 Million | ▼ -653.8% |
| 2011 | 0.58x | $8.35 Million | $14.35 Million | ▲ +112.7% |
| 2010 | -4.57x | $-7.86 Million | $1.72 Million | ▼ -252.3% |
| 2009 | 3.00x | $2.88 Million | $958.99K | ▲ +17.1% |
| 2008 | 2.56x | $4.95 Million | $1.93 Million | ▲ +48.4% |
| 2007 | 1.73x | $3.26 Million | $1.89 Million | ▲ +27.1% |
| 2006 | 1.36x | $5.44 Million | $4.00 Million | ▼ -3.5% |
| 2005 | 1.41x | $5.66 Million | $4.02 Million | ▼ -31.4% |
| 2004 | 2.05x | $7.20 Million | $3.51 Million | ▲ +675.1% |
| 2003 | 0.26x | $1.02 Million | $3.86 Million | ▼ -79.8% |
| 2002 | 1.31x | $5.04 Million | $3.85 Million | ▲ +33.6% |
| 2001 | 0.98x | $3.41 Million | $3.48 Million | ▼ -40.7% |
| 2000 | 1.65x | $5.30 Million | $3.21 Million | ▲ +58.4% |
| 1999 | 1.04x | $2.50 Million | $2.40 Million | ▼ -24.2% |
| 1998 | 1.38x | $3.30 Million | $2.40 Million | ▼ -26.3% |
| 1997 | 1.87x | $2.80 Million | $1.50 Million | ▲ +15.6% |
| 1996 | 1.62x | $2.10 Million | $1.30 Million | ▼ -6.8% |
| 1995 | 1.73x | $2.60 Million | $1.50 Million | ▼ -57.6% |
| 1994 | 4.08x | $4.90 Million | $1.20 Million | ▲ +63.3% |
| 1993 | 2.50x | $3.00 Million | $1.20 Million | ▼ -62.3% |
| 1992 | 6.64x | $7.30 Million | $1.10 Million | ▲ +342.4% |
| 1991 | 1.50x | $900.00K | $600.00K | ▲ +35.0% |
| 1990 | 1.11x | $1.00 Million | $900.00K | — |