Northeast Bancorp (NBN) — Defensive Interval Ratio
Northeast Bancorp (NBN) has a Defensive Interval Ratio of 83 days as of March 2026. Defensive assets of $19.20 Million (cash $-, short-term investments $-, receivables $19.20 Million) cover 83 days of daily cash needs of $230.93K/day. Check tangible net worth ratio of Northeast Bancorp to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Northeast Bancorp Defensive Interval Ratio (1991–2025)
This chart shows how Northeast Bancorp's Defensive Interval Ratio has evolved across 35 annual periods from 1991 to 2025. As of March 2026, the ratio stands at 83 days, meaning defensive assets of $19.20 Million can fund 83 days of operations without new revenue. Also explore NBN net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Northeast Bancorp (1991–2025)
The table below presents the year-by-year Defensive Interval Ratio for Northeast Bancorp from 1991 to 2025, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see NBN market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 3 days | $32.20 Million | $9.25 Million/day | $- | $15.31 Million | ▼ -7 days |
| 2024 | 10 days | $64.14 Million | $6.41 Million/day | $- | $48.98 Million | ▲ +0 days |
| 2023 | 10 days | $60.04 Million | $6.16 Million/day | $- | $53.40 Million | ▼ -6 days |
| 2022 | 15 days | $54.91 Million | $3.57 Million/day | $- | $54.91 Million | ▲ +4 days |
| 2021 | 12 days | $59.74 Million | $5.10 Million/day | $- | $59.74 Million | ▼ -11 days |
| 2020 | 23 days | $64.92 Million | $2.81 Million/day | $- | $64.92 Million | ▼ -43 days |
| 2019 | 66 days | $75.77 Million | $1.15 Million/day | $- | $75.77 Million | ▲ +11 days |
| 2018 | 55 days | $87.69 Million | $1.59 Million/day | $- | $87.69 Million | ▼ -11 days |
| 2017 | 66 days | $96.69 Million | $1.47 Million/day | $- | $96.69 Million | ▼ -17 days |
| 2016 | 83 days | $100.57 Million | $1.22 Million/day | $- | $100.57 Million | ▲ +24 days |
| 2015 | 59 days | $110.94 Million | $1.88 Million/day | $- | $101.91 Million | ▼ -12 days |
| 2014 | 71 days | $113.88 Million | $1.61 Million/day | $- | $113.88 Million | ▼ -16 days |
| 2013 | 87 days | $121.60 Million | $1.40 Million/day | $- | $121.60 Million | ▼ -14 days |
| 2012 | 101 days | $135.10 Million | $1.34 Million/day | $- | $133.26 Million | ▲ +37 days |
| 2011 | 63 days | $81.95 Million | $1.29 Million/day | $- | $80.70 Million | ▲ +52 days |
| 2010 | 11 days | $15.50 Million | $1.36 Million/day | $- | $13.42 Million | ▲ +7 days |
| 2009 | 4 days | $5.87 Million | $1.33 Million/day | $- | $3.67 Million | ▼ 0 days |
| 2008 | 5 days | $5.76 Million | $1.20 Million/day | $- | $3.47 Million | ▲ +1 days |
| 2007 | 4 days | $4.26 Million | $1.09 Million/day | $- | $1.68 Million | ▼ -1 days |
| 2006 | 4 days | $5.21 Million | $1.16 Million/day | $- | $2.53 Million | ▼ -2 days |
| 2005 | 6 days | $7.17 Million | $1.18 Million/day | $- | $4.62 Million | ▲ +3 days |
| 2004 | 3 days | $2.89 Million | $1.10 Million/day | $- | $692.00K | ▼ -2 days |
| 2003 | 4 days | $4.12 Million | $917.38K/day | $- | $2.19 Million | ▼ -3 days |
| 2002 | 8 days | $6.63 Million | $854.98K/day | $- | $4.41 Million | ▲ +4 days |
| 2001 | 4 days | $2.91 Million | $775.22K/day | $- | $508.00K | ▼ -3 days |
| 2000 | 7 days | $7.19 Million | $999.10K/day | $- | $4.78 Million | ▲ +5 days |
| 1999 | 3 days | $2.00 Million | $749.59K/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $1.90 Million | $640.82K/day | $- | $- | ▲ +0 days |
| 1997 | 2 days | $1.60 Million | $643.29K/day | $- | $- | ▼ -1 days |
| 1996 | 3 days | $1.40 Million | $412.33K/day | $- | $- | ▲ +1 days |
| 1995 | 2 days | $1.10 Million | $479.73K/day | $- | $- | ▲ +0 days |
| 1994 | 2 days | $800.00K | $409.86K/day | $- | $- | ▼ -1 days |
| 1993 | 3 days | $1.00 Million | $342.47K/day | $- | $- | ▲ +0 days |
| 1992 | 3 days | $900.00K | $338.36K/day | $- | $- | ▼ -1 days |
| 1991 | 4 days | $1.10 Million | $313.42K/day | $- | $- | — |