Northeast Bancorp (NBN) — Defensive Interval Ratio
Northeast Bancorp (NBN) has a Defensive Interval Ratio of 34 days as of June 2026. Defensive assets of $19.97 Million (cash $-, short-term investments $550.00K, receivables $19.42 Million) cover 34 days of daily cash needs of $580.22K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Northeast Bancorp Defensive Interval Ratio (1991–2026)
This chart shows how Northeast Bancorp's Defensive Interval Ratio has evolved across 36 annual periods from 1991 to 2026. As of June 2026, the ratio stands at 34 days, meaning defensive assets of $19.97 Million can fund 34 days of operations without new revenue. For the complete balance sheet picture, see Northeast Bancorp asset portfolio.
Annual Defensive Interval Ratio for Northeast Bancorp (1991–2026)
The table below presents the year-by-year Defensive Interval Ratio for Northeast Bancorp from 1991 to 2026, covering 36 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See NBN working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2026 | 34 days | $19.97 Million | $580.22K/day | $- | $550.00K | ▲ +31 days |
| 2025 | 3 days | $32.20 Million | $9.25 Million/day | $- | $15.31 Million | ▼ -7 days |
| 2024 | 10 days | $64.14 Million | $6.41 Million/day | $- | $48.98 Million | ▲ +0 days |
| 2023 | 10 days | $60.04 Million | $6.16 Million/day | $- | $53.40 Million | ▼ -6 days |
| 2022 | 15 days | $54.91 Million | $3.57 Million/day | $- | $54.91 Million | ▲ +4 days |
| 2021 | 12 days | $59.74 Million | $5.10 Million/day | $- | $59.74 Million | ▼ -11 days |
| 2020 | 23 days | $64.92 Million | $2.81 Million/day | $- | $64.92 Million | ▼ -43 days |
| 2019 | 66 days | $75.77 Million | $1.15 Million/day | $- | $75.77 Million | ▲ +11 days |
| 2018 | 55 days | $87.69 Million | $1.59 Million/day | $- | $87.69 Million | ▼ -11 days |
| 2017 | 66 days | $96.69 Million | $1.47 Million/day | $- | $96.69 Million | ▼ -17 days |
| 2016 | 83 days | $100.57 Million | $1.22 Million/day | $- | $100.57 Million | ▲ +24 days |
| 2015 | 59 days | $110.94 Million | $1.88 Million/day | $- | $101.91 Million | ▼ -12 days |
| 2014 | 71 days | $113.88 Million | $1.61 Million/day | $- | $113.88 Million | ▼ -16 days |
| 2013 | 87 days | $121.60 Million | $1.40 Million/day | $- | $121.60 Million | ▼ -14 days |
| 2012 | 101 days | $135.10 Million | $1.34 Million/day | $- | $133.26 Million | ▲ +37 days |
| 2011 | 63 days | $81.95 Million | $1.29 Million/day | $- | $80.70 Million | ▲ +52 days |
| 2010 | 11 days | $15.50 Million | $1.36 Million/day | $- | $13.42 Million | ▲ +7 days |
| 2009 | 4 days | $5.87 Million | $1.33 Million/day | $- | $3.67 Million | ▼ 0 days |
| 2008 | 5 days | $5.76 Million | $1.20 Million/day | $- | $3.47 Million | ▲ +1 days |
| 2007 | 4 days | $4.26 Million | $1.09 Million/day | $- | $1.68 Million | ▼ -1 days |
| 2006 | 4 days | $5.21 Million | $1.16 Million/day | $- | $2.53 Million | ▼ -2 days |
| 2005 | 6 days | $7.17 Million | $1.18 Million/day | $- | $4.62 Million | ▲ +3 days |
| 2004 | 3 days | $2.89 Million | $1.10 Million/day | $- | $692.00K | ▼ -2 days |
| 2003 | 4 days | $4.12 Million | $917.38K/day | $- | $2.19 Million | ▼ -3 days |
| 2002 | 8 days | $6.63 Million | $854.98K/day | $- | $4.41 Million | ▲ +4 days |
| 2001 | 4 days | $2.91 Million | $775.22K/day | $- | $508.00K | ▼ -3 days |
| 2000 | 7 days | $7.19 Million | $999.10K/day | $- | $4.78 Million | ▲ +5 days |
| 1999 | 3 days | $2.00 Million | $749.59K/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $1.90 Million | $640.82K/day | $- | $- | ▲ +0 days |
| 1997 | 2 days | $1.60 Million | $643.29K/day | $- | $- | ▼ -1 days |
| 1996 | 3 days | $1.40 Million | $412.33K/day | $- | $- | ▲ +1 days |
| 1995 | 2 days | $1.10 Million | $479.73K/day | $- | $- | ▲ +0 days |
| 1994 | 2 days | $800.00K | $409.86K/day | $- | $- | ▼ -1 days |
| 1993 | 3 days | $1.00 Million | $342.47K/day | $- | $- | ▲ +0 days |
| 1992 | 3 days | $900.00K | $338.36K/day | $- | $- | ▼ -1 days |
| 1991 | 4 days | $1.10 Million | $313.42K/day | $- | $- | — |