Peoples Bancorp Inc (PEBO) — Cash Flow Quality Index
Peoples Bancorp Inc (PEBO) has a Cash Flow Quality Index of 1.19x as of March 2026. Operating cash flow of $34.52 Million exceeds net income of $29.01 Million, indicating high earnings quality where cash backs reported profits. Explore Peoples Bancorp Inc (PEBO) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Peoples Bancorp Inc Cash Flow Quality Index (1991–2025)
Historical Cash Flow Quality Index for Peoples Bancorp Inc across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Peoples Bancorp Inc (PEBO) cash conversion ratio.
Annual Cash Flow Quality Index for Peoples Bancorp Inc (1991–2025)
Year-by-year earnings quality comparison for Peoples Bancorp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.26x | $134.73 Million | $106.78 Million | ▲ +3.3% |
| 2024 | 1.22x | $143.19 Million | $117.20 Million | ▼ -3.6% |
| 2023 | 1.27x | $143.64 Million | $113.36 Million | ▲ +7.1% |
| 2022 | 1.18x | $119.84 Million | $101.29 Million | ▼ -64.0% |
| 2021 | 3.29x | $156.42 Million | $47.55 Million | ▲ +33.8% |
| 2020 | 2.46x | $85.48 Million | $34.77 Million | ▲ +96.6% |
| 2019 | 1.25x | $67.16 Million | $53.70 Million | ▼ -23.1% |
| 2018 | 1.63x | $75.24 Million | $46.26 Million | ▲ +2.9% |
| 2017 | 1.58x | $60.82 Million | $38.47 Million | ▼ -18.3% |
| 2016 | 1.94x | $60.31 Million | $31.16 Million | ▼ -55.8% |
| 2015 | 4.38x | $47.88 Million | $10.94 Million | ▲ +131.8% |
| 2014 | 1.89x | $31.50 Million | $16.68 Million | ▼ -18.0% |
| 2013 | 2.30x | $40.46 Million | $17.57 Million | ▲ +13.8% |
| 2012 | 2.02x | $41.25 Million | $20.39 Million | ▼ -41.4% |
| 2011 | 3.46x | $43.38 Million | $12.55 Million | ▼ -57.3% |
| 2010 | 8.08x | $45.12 Million | $5.58 Million | ▲ +45.6% |
| 2009 | 5.55x | $23.26 Million | $4.19 Million | ▲ +16.3% |
| 2008 | 4.77x | $35.56 Million | $7.46 Million | ▲ +182.9% |
| 2007 | 1.69x | $30.88 Million | $18.31 Million | ▲ +17.4% |
| 2006 | 1.44x | $30.97 Million | $21.56 Million | ▼ -7.7% |
| 2005 | 1.56x | $31.92 Million | $20.50 Million | ▼ -13.4% |
| 2004 | 1.80x | $32.85 Million | $18.27 Million | ▲ +3.5% |
| 2003 | 1.74x | $28.23 Million | $16.25 Million | ▲ +28.9% |
| 2002 | 1.35x | $25.26 Million | $18.75 Million | ▼ -26.5% |
| 2001 | 1.83x | $22.60 Million | $12.34 Million | ▲ +27.9% |
| 2000 | 1.43x | $15.93 Million | $11.13 Million | ▲ +10.2% |
| 1999 | 1.30x | $13.90 Million | $10.70 Million | ▼ -2.3% |
| 1998 | 1.33x | $13.30 Million | $10.00 Million | ▼ -6.2% |
| 1997 | 1.42x | $12.20 Million | $8.60 Million | ▼ -5.0% |
| 1996 | 1.49x | $11.50 Million | $7.70 Million | ▼ -3.1% |
| 1995 | 1.54x | $9.40 Million | $6.10 Million | ▼ -3.5% |
| 1994 | 1.60x | $9.10 Million | $5.70 Million | ▲ +10.5% |
| 1993 | 1.44x | $7.80 Million | $5.40 Million | ▼ -30.8% |
| 1992 | 2.09x | $9.60 Million | $4.60 Million | ▲ +31.8% |
| 1991 | 1.58x | $5.70 Million | $3.60 Million | — |