Peoples Bancorp Inc (PEBO) — Financial Flexibility Index

Latest as of June 2026: 0.01x

Peoples Bancorp Inc (PEBO) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $57.27 Million (operating CF $56.05 Million minus capex $1.21 Million) represents 0% of total liabilities ($8.30 Billion). Check PEBO cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$57.27 Million
Operating CF − Capex

Total Liabilities

$8.30 Billion
USD

Capital Expenditures

$1.21 Million
USD

Peoples Bancorp Inc Financial Flexibility Index (1991–2025)

Historical Financial Flexibility Index trend for Peoples Bancorp Inc across 35 annual periods. For the full cash flow conversion analysis, see PEBO cash flow conversion.

Annual Financial Flexibility Index for Peoples Bancorp Inc (1991–2025)

Year-by-year free cash flow to debt coverage for Peoples Bancorp Inc. Explore Peoples Bancorp Inc (PEBO) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $140.75 Million $134.73 Million $8.44 Billion ▼ -9.5%
2024 0.02x $150.01 Million $143.19 Million $8.14 Billion ▼ -5.0%
2023 0.02x $157.10 Million $143.64 Million $8.10 Billion ▼ -1.7%
2022 0.02x $126.59 Million $119.84 Million $6.42 Billion ▼ -24.8%
2021 0.03x $163.10 Million $156.42 Million $6.22 Billion ▲ +22.3%
2020 0.02x $89.78 Million $85.48 Million $4.19 Billion ▲ +15.4%
2019 0.02x $69.97 Million $67.16 Million $3.76 Billion ▼ -19.1%
2018 0.02x $79.77 Million $75.24 Million $3.47 Billion ▲ +9.3%
2017 0.02x $65.69 Million $60.82 Million $3.12 Billion ▼ -4.1%
2016 0.02x $65.75 Million $60.31 Million $3.00 Billion ▲ +8.7%
2015 0.02x $57.31 Million $47.88 Million $2.84 Billion ▲ +16.5%
2014 0.02x $38.60 Million $31.50 Million $2.23 Billion ▼ -32.4%
2013 0.03x $47.07 Million $40.46 Million $1.84 Billion ▼ -5.1%
2012 0.03x $45.78 Million $41.25 Million $1.70 Billion ▼ -4.1%
2011 0.03x $44.67 Million $43.38 Million $1.59 Billion ▼ -4.0%
2010 0.03x $47.10 Million $45.12 Million $1.61 Billion ▲ +102.7%
2009 0.01x $25.41 Million $23.26 Million $1.76 Billion ▼ -32.7%
2008 0.02x $39.01 Million $35.56 Million $1.82 Billion ▲ +6.6%
2007 0.02x $33.91 Million $30.88 Million $1.68 Billion ▲ +0.4%
2006 0.02x $33.68 Million $30.97 Million $1.68 Billion ▼ -5.6%
2005 0.02x $35.57 Million $31.92 Million $1.67 Billion ▼ -0.6%
2004 0.02x $34.97 Million $32.85 Million $1.63 Billion ▲ +7.3%
2003 0.02x $31.22 Million $28.23 Million $1.57 Billion ▼ -10.3%
2002 0.02x $27.08 Million $25.26 Million $1.22 Billion ▼ -6.1%
2001 0.02x $25.35 Million $22.60 Million $1.07 Billion ▲ +32.0%
2000 0.02x $18.36 Million $15.93 Million $1.02 Billion ▲ +8.4%
1999 0.02x $16.10 Million $13.90 Million $973.60 Million ▼ -19.4%
1998 0.02x $16.30 Million $13.30 Million $794.30 Million ▲ +4.0%
1997 0.02x $13.40 Million $12.20 Million $679.40 Million ▼ -16.9%
1996 0.02x $13.30 Million $11.50 Million $560.40 Million ▲ +11.2%
1995 0.02x $10.50 Million $9.40 Million $491.90 Million ▼ -5.3%
1994 0.02x $10.20 Million $9.10 Million $452.40 Million ▼ -16.4%
1993 0.03x $11.40 Million $7.80 Million $422.60 Million ▼ -6.4%
1992 0.03x $12.40 Million $9.60 Million $430.10 Million ▲ +63.8%
1991 0.02x $6.90 Million $5.70 Million $392.00 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities