Peoples Bancorp Inc (PEBO) — Defensive Interval Ratio
Peoples Bancorp Inc (PEBO) has a Defensive Interval Ratio of 47 days as of June 2026. Defensive assets of $76.10 Million (cash $-, short-term investments $76.10 Million, receivables $-) cover 47 days of daily cash needs of $1.61 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Peoples Bancorp Inc Defensive Interval Ratio (1991–2025)
This chart shows how Peoples Bancorp Inc's Defensive Interval Ratio has evolved across 30 annual periods from 1991 to 2025. As of June 2026, the ratio stands at 47 days, meaning defensive assets of $76.10 Million can fund 47 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Peoples Bancorp Inc.
Annual Defensive Interval Ratio for Peoples Bancorp Inc (1991–2025)
The table below presents the year-by-year Defensive Interval Ratio for Peoples Bancorp Inc from 1991 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See PEBO net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 344 days | $7.67 Billion | $22.30 Million/day | $- | $984.37 Million | ▲ +274 days |
| 2024 | 69 days | $1.48 Billion | $21.33 Million/day | $- | $1.08 Billion | ▼ 0 days |
| 2023 | 70 days | $1.45 Billion | $20.88 Million/day | $- | $1.05 Billion | ▼ -15 days |
| 2022 | 85 days | $1.47 Billion | $17.32 Million/day | $- | $1.13 Billion | ▲ +1 days |
| 2021 | 83 days | $1.40 Billion | $16.76 Million/day | $- | $1.28 Billion | ▲ +16 days |
| 2020 | 67 days | $753.01 Million | $11.16 Million/day | $- | $753.01 Million | ▼ -25 days |
| 2019 | 93 days | $936.10 Million | $10.07 Million/day | $- | $936.10 Million | ▲ +7 days |
| 2018 | 86 days | $791.89 Million | $9.21 Million/day | $- | $791.89 Million | ▼ -11 days |
| 2017 | 97 days | $795.19 Million | $8.16 Million/day | $- | $795.19 Million | ▼ -1 days |
| 2016 | 98 days | $777.94 Million | $7.92 Million/day | $- | $777.94 Million | ▼ -5 days |
| 2015 | 104 days | $784.70 Million | $7.58 Million/day | $- | $784.70 Million | ▼ -8 days |
| 2014 | 111 days | $636.88 Million | $5.72 Million/day | $- | $636.88 Million | ▼ -15 days |
| 2013 | 126 days | $606.11 Million | $4.81 Million/day | $- | $606.11 Million | ▼ -19 days |
| 2012 | 145 days | $639.18 Million | $4.40 Million/day | $- | $639.18 Million | ▼ -9 days |
| 2011 | 154 days | $628.57 Million | $4.08 Million/day | $- | $628.57 Million | ▲ +148 days |
| 2010 | 6 days | $24.36 Million | $3.91 Million/day | $- | $24.36 Million | ▲ +0 days |
| 2009 | 6 days | $24.36 Million | $4.08 Million/day | $- | $24.36 Million | ▲ +0 days |
| 2008 | 6 days | $24.00 Million | $4.07 Million/day | $- | $24.00 Million | ▲ +5 days |
| 2007 | 0 days | $1.93 Million | $3.96 Million/day | $- | $1.93 Million | ▼ -1 days |
| 2006 | 1 days | $4.40 Million | $3.91 Million/day | $- | $4.40 Million | ▼ 0 days |
| 2005 | 1 days | $4.08 Million | $3.56 Million/day | $- | $4.08 Million | ▲ +1 days |
| 2004 | 0 days | $779.00K | $3.07 Million/day | $- | $779.00K | ▼ -14 days |
| 2003 | 14 days | $45.08 Million | $3.12 Million/day | $- | $45.08 Million | ▲ +7 days |
| 2002 | 8 days | $21.52 Million | $2.75 Million/day | $- | $21.52 Million | ▲ +7 days |
| 2001 | 0 days | $1.20 Million | $2.41 Million/day | $- | $1.20 Million | ▲ +0 days |
| 2000 | 0 days | $207.00K | $2.42 Million/day | $- | $207.00K | ▼ -3 days |
| 1994 | 3 days | $3.30 Million | $1.16 Million/day | $- | $- | ▼ 0 days |
| 1993 | 3 days | $3.30 Million | $1.09 Million/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $3.70 Million | $1.13 Million/day | $- | $- | ▼ -1 days |
| 1991 | 4 days | $4.50 Million | $1.05 Million/day | $- | $- | — |