PayPal Holdings Inc (PYPL) — Cash Flow Quality Index

Latest as of March 2026: 1.02x

PayPal Holdings Inc (PYPL) has a Cash Flow Quality Index of 1.02x as of March 2026. Operating cash flow of $1.13 Billion exceeds net income of $1.11 Billion, indicating high earnings quality where cash backs reported profits. Explore PayPal Holdings Inc (PYPL) cash conversion ratio to assess how effectively this company generates cash.

Cash Flow Quality Index

1.02x
Operating CF / Net Income

Operating Cash Flow

$1.13 Billion
USD

Net Income

$1.11 Billion
USD

Data as of

Mar 2026
Most recent filing

PayPal Holdings Inc Cash Flow Quality Index (2012–2025)

Historical Cash Flow Quality Index for PayPal Holdings Inc across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PayPal Holdings Inc (PYPL) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for PayPal Holdings Inc (2012–2025)

Year-by-year earnings quality comparison for PayPal Holdings Inc. For live market cap and the full company financial profile, see PYPL stock market capitalisation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.23x $6.42 Billion $5.23 Billion ▼ -31.8%
2024 1.80x $7.45 Billion $4.15 Billion ▲ +57.5%
2023 1.14x $4.84 Billion $4.25 Billion ▼ -52.5%
2022 2.40x $5.81 Billion $2.42 Billion ▲ +72.8%
2021 1.39x $5.80 Billion $4.17 Billion ▼ -6.0%
2020 1.48x $6.22 Billion $4.20 Billion ▼ -20.2%
2019 1.85x $4.56 Billion $2.46 Billion ▼ -30.4%
2018 2.67x $5.48 Billion $2.06 Billion ▲ +89.0%
2017 1.41x $2.53 Billion $1.79 Billion ▼ -37.4%
2016 2.25x $3.16 Billion $1.40 Billion ▲ +8.7%
2015 2.07x $2.55 Billion $1.23 Billion ▼ -60.9%
2014 5.30x $2.22 Billion $419.00 Million ▲ +153.9%
2013 2.09x $1.99 Billion $955.00 Million ▲ +3.7%
2012 2.01x $1.56 Billion $778.00 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.