PayPal Holdings Inc (PYPL) — Cash Flow-to-Debt Ratio
PayPal Holdings Inc (PYPL) has a Cash Flow-to-Debt Ratio of 0.02x as of March 2026, meaning its operating cash flow of $1.13 Billion could theoretically repay 0% of its total liabilities ($60.52 Billion) in one year. See PayPal Holdings Inc free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
PayPal Holdings Inc Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for PayPal Holdings Inc across 13 annual periods. Also explore PYPL net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for PayPal Holdings Inc (2013–2025)
Year-by-year debt coverage analysis for PayPal Holdings Inc. For market capitalisation and broader financial context, see PYPL stock market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.11x | $6.42 Billion | $59.92 Billion | ▼ -12.0% |
| 2024 | 0.12x | $7.45 Billion | $61.19 Billion | ▲ +53.6% |
| 2023 | 0.08x | $4.84 Billion | $61.12 Billion | ▼ -20.3% |
| 2022 | 0.10x | $5.81 Billion | $58.44 Billion | ▼ -7.2% |
| 2021 | 0.11x | $5.80 Billion | $54.08 Billion | ▼ -13.3% |
| 2020 | 0.12x | $6.22 Billion | $50.32 Billion | ▼ -6.8% |
| 2019 | 0.13x | $4.56 Billion | $34.40 Billion | ▼ -32.4% |
| 2018 | 0.20x | $5.48 Billion | $27.95 Billion | ▲ +92.1% |
| 2017 | 0.10x | $2.53 Billion | $24.78 Billion | ▼ -40.5% |
| 2016 | 0.17x | $3.16 Billion | $18.39 Billion | ▲ +2.0% |
| 2015 | 0.17x | $2.55 Billion | $15.12 Billion | ▲ +3.7% |
| 2014 | 0.16x | $2.22 Billion | $13.67 Billion | ▼ -4.1% |
| 2013 | 0.17x | $1.99 Billion | $11.77 Billion | — |