PayPal Holdings Inc (PYPL) — Defensive Interval Ratio

Latest as of March 2026: 393 days

PayPal Holdings Inc (PYPL) has a Defensive Interval Ratio of 393 days as of March 2026. Defensive assets of $51.24 Billion (cash $-, short-term investments $2.37 Billion, receivables $48.87 Billion) cover 393 days of daily cash needs of $130.51 Million/day. Check PayPal Holdings Inc tangible equity quality to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

393 days
Days of operational coverage

Defensive Assets

$51.24 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$130.51 Million
Current Liabilities ÷ 365

Current Liabilities

$47.64 Billion
USD

PayPal Holdings Inc Defensive Interval Ratio (2013–2025)

This chart shows how PayPal Holdings Inc's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of March 2026, the ratio stands at 393 days, meaning defensive assets of $51.24 Billion can fund 393 days of operations without new revenue. Also explore PayPal Holdings Inc net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for PayPal Holdings Inc (2013–2025)

The table below presents the year-by-year Defensive Interval Ratio for PayPal Holdings Inc from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see PayPal Holdings Inc (PYPL) total market value.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 392 days $49.88 Billion $127.24 Million/day $- $2.37 Billion ▲ +16 days
2024 376 days $49.88 Billion $132.54 Million/day $- $4.26 Billion ▼ -8 days
2023 384 days $50.98 Billion $132.78 Million/day $- $4.98 Billion ▼ -3 days
2022 387 days $47.83 Billion $123.56 Million/day $- $3.08 Billion ▼ -4 days
2021 391 days $46.09 Billion $117.89 Million/day $- $4.30 Billion ▼ -37 days
2020 428 days $45.05 Billion $105.33 Million/day $- $8.29 Billion ▲ +16 days
2019 411 days $30.35 Billion $73.75 Million/day $- $3.41 Billion ▲ +67 days
2018 344 days $24.44 Billion $70.97 Million/day $- $1.53 Billion ▼ -119 days
2017 464 days $29.05 Billion $62.64 Million/day $- $2.81 Billion ▼ -40 days
2016 504 days $23.31 Billion $46.24 Million/day $- $3.38 Billion ▲ +6 days
2015 499 days $18.60 Billion $37.31 Million/day $- $2.02 Billion ▲ +87 days
2014 412 days $14.99 Billion $36.39 Million/day $- $29.00 Million ▼ -1 days
2013 413 days $12.75 Billion $30.85 Million/day $- $321.00 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)