Rhinebeck Bancorp Inc (RBKB) — Cash Flow Quality Index

Latest as of December 2025: 1.19x

Rhinebeck Bancorp Inc (RBKB) has a Cash Flow Quality Index of 1.19x as of December 2025. Operating cash flow of $2.77 Million exceeds net income of $2.34 Million, indicating high earnings quality where cash backs reported profits. Explore Rhinebeck Bancorp Inc (RBKB) cash conversion ratio to assess how effectively this company generates cash.

Cash Flow Quality Index

1.19x
Operating CF / Net Income

Operating Cash Flow

$2.77 Million
USD

Net Income

$2.34 Million
USD

Data as of

Dec 2025
Most recent filing

Rhinebeck Bancorp Inc Cash Flow Quality Index (2014–2025)

Historical Cash Flow Quality Index for Rhinebeck Bancorp Inc across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Rhinebeck Bancorp Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Rhinebeck Bancorp Inc (2014–2025)

Year-by-year earnings quality comparison for Rhinebeck Bancorp Inc. For live market cap and the full company financial profile, see market cap of Rhinebeck Bancorp Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.17x $11.74 Million $10.04 Million ▼ -27.1%
2023 1.60x $7.05 Million $4.39 Million ▼ -24.2%
2022 2.11x $14.79 Million $7.00 Million ▲ +219.4%
2021 0.66x $7.65 Million $11.56 Million ▼ -73.6%
2020 2.51x $14.85 Million $5.92 Million ▲ +23.5%
2019 2.03x $12.11 Million $5.96 Million ▲ +2.8%
2018 1.98x $8.61 Million $4.36 Million ▲ +10.1%
2017 1.79x $5.39 Million $3.00 Million ▼ -1.5%
2016 1.82x $4.90 Million $2.69 Million ▼ -68.1%
2015 5.72x $4.90 Million $857.21K ▲ +7.7%
2014 5.31x $4.90 Million $923.26K
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.