Rhinebeck Bancorp Inc (RBKB) — Cash Flow Quality Index

Latest as of December 2025: 1.19x

Rhinebeck Bancorp Inc (RBKB) has a Cash Flow Quality Index of 1.19x as of December 2025. Operating cash flow of $2.77 Million exceeds net income of $2.34 Million, indicating high earnings quality where cash backs reported profits. Explore RBKB strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.19x
Operating CF / Net Income

Operating Cash Flow

$2.77 Million
USD

Net Income

$2.34 Million
USD

Data as of

Dec 2025
Most recent filing

Rhinebeck Bancorp Inc Cash Flow Quality Index (2014–2025)

Historical Cash Flow Quality Index for Rhinebeck Bancorp Inc across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of Rhinebeck Bancorp Inc to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Rhinebeck Bancorp Inc (2014–2025)

Year-by-year earnings quality comparison for Rhinebeck Bancorp Inc. For live market cap and the full company financial profile, see Rhinebeck Bancorp Inc market capitalisation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.17x $11.74 Million $10.04 Million ▼ -27.1%
2023 1.60x $7.05 Million $4.39 Million ▼ -24.2%
2022 2.11x $14.79 Million $7.00 Million ▲ +219.4%
2021 0.66x $7.65 Million $11.56 Million ▼ -73.6%
2020 2.51x $14.85 Million $5.92 Million ▲ +23.5%
2019 2.03x $12.11 Million $5.96 Million ▲ +2.8%
2018 1.98x $8.61 Million $4.36 Million ▲ +10.1%
2017 1.79x $5.39 Million $3.00 Million ▼ -1.5%
2016 1.82x $4.90 Million $2.69 Million ▼ -68.1%
2015 5.72x $4.90 Million $857.21K ▲ +7.7%
2014 5.31x $4.90 Million $923.26K
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.