Rhinebeck Bancorp Inc Cash Flow Quality Index

Latest as of December 2025: 1.19x

Rhinebeck Bancorp Inc cash flow quality index. Rhinebeck Bancorp Inc (RBKB) has a Cash Flow Quality Index of 1.19x as of December 2025. Operating cash flow of $2.77 Million exceeds net income of $2.34 Million, indicating high earnings quality where cash backs reported profits. See Rhinebeck Bancorp Inc (RBKB) financial flexibility to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

1.19x
Operating CF / Net Income

Operating Cash Flow

$2.77 Million
USD

Net Income

$2.34 Million
USD

Data as of

Dec 2025
Most recent filing

Cash Flow Quality Index of Rhinebeck Bancorp Inc (2014–2025)

Cash flow quality index of Rhinebeck Bancorp Inc from 2014 to 2025. Historical Cash Flow Quality Index for Rhinebeck Bancorp Inc across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore RBKB operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Rhinebeck Bancorp Inc Cash Flow Quality Index by Year (2014–2025)

Rhinebeck Bancorp Inc cash flow quality index by year from 2014 to 2025. Year-by-year earnings quality comparison for Rhinebeck Bancorp Inc. For the full cash flow conversion analysis, see cash flow conversion of Rhinebeck Bancorp Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.17x $11.74 Million $10.04 Million ▼ -27.1%
2023 1.60x $7.05 Million $4.39 Million ▼ -24.2%
2022 2.11x $14.79 Million $7.00 Million ▲ +219.4%
2021 0.66x $7.65 Million $11.56 Million ▼ -73.6%
2020 2.51x $14.85 Million $5.92 Million ▲ +23.5%
2019 2.03x $12.11 Million $5.96 Million ▲ +2.8%
2018 1.98x $8.61 Million $4.36 Million ▲ +10.1%
2017 1.79x $5.39 Million $3.00 Million ▼ -1.5%
2016 1.82x $4.90 Million $2.69 Million ▼ -68.1%
2015 5.72x $4.90 Million $857.21K ▲ +7.7%
2014 5.31x $4.90 Million $923.26K —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.