Rhinebeck Bancorp Inc (RBKB) — Cash Flow Reinvestment Rate

Latest as of December 2025: 4.63x

Rhinebeck Bancorp Inc (RBKB) has a Cash Flow Reinvestment Rate of 4.63x as of December 2025, reinvesting $12.84 Million (capex $414.00K plus investments $-12.43 Million) from operating cash flow of $2.77 Million. See Rhinebeck Bancorp Inc free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

4.63x
(Capex + Investments) / Operating CF

Total Reinvested

$12.84 Million
Capex + Investments

Operating Cash Flow

$2.77 Million
USD

Capital Expenditures

$414.00K
USD

Rhinebeck Bancorp Inc Cash Flow Reinvestment Rate (2014–2025)

Historical reinvestment intensity for Rhinebeck Bancorp Inc across 12 annual periods. For the full cash flow conversion analysis, see RBKB cash flow metrics.

Annual Cash Flow Reinvestment Rate for Rhinebeck Bancorp Inc (2014–2025)

Year-by-year capital reinvestment analysis for Rhinebeck Bancorp Inc. See financial agility of Rhinebeck Bancorp Inc to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.35x $4.10 Million $11.74 Million $850.00K ▼ -96.1%
2024 8.92x $75.54 Million $8.47 Million $791.00K ▲ +130.0%
2023 3.88x $27.33 Million $7.05 Million $578.00K ▼ -53.6%
2022 8.35x $123.59 Million $14.79 Million $1.13 Million ▼ -59.8%
2021 20.77x $158.96 Million $7.65 Million $1.77 Million ▲ +305.9%
2020 5.12x $75.98 Million $14.85 Million $1.87 Million ▼ -52.0%
2019 10.67x $129.19 Million $12.11 Million $2.59 Million ▼ -11.9%
2018 12.10x $104.19 Million $8.61 Million $1.15 Million ▲ +146.2%
2017 4.92x $26.48 Million $5.39 Million $697.00K ▼ -67.4%
2016 15.09x $73.93 Million $4.90 Million $1.06 Million ▲ +149.7%
2015 6.04x $29.61 Million $4.90 Million $1.06 Million ▲ +0.0%
2014 6.04x $29.61 Million $4.90 Million $1.06 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow