Rhinebeck Bancorp Inc (RBKB) — Defensive Interval Ratio

Latest as of December 2025: 36 days

Rhinebeck Bancorp Inc (RBKB) has a Defensive Interval Ratio of 36 days as of December 2025. Defensive assets of $108.08 Million (cash $-, short-term investments $103.20 Million, receivables $4.88 Million) cover 36 days of daily cash needs of $3.01 Million/day. Check Rhinebeck Bancorp Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

36 days
Days of operational coverage

Defensive Assets

$108.08 Million
Cash + ST Investments + Receivables

Daily Cash Need

$3.01 Million
Current Liabilities ÷ 365

Current Liabilities

$1.10 Billion
USD

Rhinebeck Bancorp Inc Defensive Interval Ratio (2015–2025)

This chart shows how Rhinebeck Bancorp Inc's Defensive Interval Ratio has evolved across 11 annual periods from 2015 to 2025. As of December 2025, the ratio stands at 36 days, meaning defensive assets of $108.08 Million can fund 36 days of operations without new revenue. Also explore RBKB year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Rhinebeck Bancorp Inc (2015–2025)

The table below presents the year-by-year Defensive Interval Ratio for Rhinebeck Bancorp Inc from 2015 to 2025, covering 11 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Rhinebeck Bancorp Inc market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 36 days $108.08 Million $3.01 Million/day $- $103.20 Million ▼ -11 days
2024 46 days $132.50 Million $2.85 Million/day $- $128.07 Million ▼ -6 days
2023 53 days $149.06 Million $2.82 Million/day $- $144.45 Million ▼ -19 days
2022 72 days $227.91 Million $3.17 Million/day $- $223.66 Million ▼ -20 days
2021 92 days $283.65 Million $3.08 Million/day $- $280.28 Million ▲ +51 days
2020 41 days $106.75 Million $2.60 Million/day $- $102.93 Million ▼ -14 days
2019 55 days $117.73 Million $2.15 Million/day $- $114.83 Million ▲ +1 days
2018 54 days $103.83 Million $1.92 Million/day $- $101.31 Million ▼ -10 days
2017 64 days $115.45 Million $1.81 Million/day $- $113.30 Million ▼ -16 days
2016 80 days $142.25 Million $1.78 Million/day $- $140.27 Million ▲ +80 days
2015 0 days $0.00 $23.18K/day $- $0.00
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)