Rhinebeck Bancorp Inc Defensive Interval Ratio
Rhinebeck Bancorp Inc defensive interval ratio. Rhinebeck Bancorp Inc (RBKB) has a Defensive Interval Ratio of 36 days as of December 2025. Defensive assets of $108.08 Million (cash $-, short-term investments $103.20 Million, receivables $4.88 Million) cover 36 days of daily cash needs of $3.01 Million/day. See Rhinebeck Bancorp Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Rhinebeck Bancorp Inc (2015–2025)
Defensive interval ratio of Rhinebeck Bancorp Inc from 2015 to 2025. This chart shows how Rhinebeck Bancorp Inc's Defensive Interval Ratio has evolved across 11 annual periods from 2015 to 2025. As of December 2025, the ratio stands at 36 days, meaning defensive assets of $108.08 Million can fund 36 days of operations without new revenue. Check financial resilience of Rhinebeck Bancorp Inc to evaluate the company's liquid asset resilience ratio.
Rhinebeck Bancorp Inc Defensive Interval Ratio by Year (2015–2025)
Rhinebeck Bancorp Inc defensive interval ratio by year from 2015 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Rhinebeck Bancorp Inc from 2015 to 2025, covering 11 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see RBKB asset base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 36 days | $108.08 Million | $3.01 Million/day | $- | $103.20 Million | ▼ -11 days |
| 2024 | 46 days | $132.50 Million | $2.85 Million/day | $- | $128.07 Million | ▼ -6 days |
| 2023 | 53 days | $149.06 Million | $2.82 Million/day | $- | $144.45 Million | ▼ -19 days |
| 2022 | 72 days | $227.91 Million | $3.17 Million/day | $- | $223.66 Million | ▼ -20 days |
| 2021 | 92 days | $283.65 Million | $3.08 Million/day | $- | $280.28 Million | ▲ +51 days |
| 2020 | 41 days | $106.75 Million | $2.60 Million/day | $- | $102.93 Million | ▼ -14 days |
| 2019 | 55 days | $117.73 Million | $2.15 Million/day | $- | $114.83 Million | ▲ +1 days |
| 2018 | 54 days | $103.83 Million | $1.92 Million/day | $- | $101.31 Million | ▼ -10 days |
| 2017 | 64 days | $115.45 Million | $1.81 Million/day | $- | $113.30 Million | ▼ -16 days |
| 2016 | 80 days | $142.25 Million | $1.78 Million/day | $- | $140.27 Million | ▲ +80 days |
| 2015 | 0 days | $0.00 | $23.18K/day | $- | $0.00 | — |