Chicago Atlantic Real Estate Finance Inc (REFI) — Cash Flow Quality Index
Chicago Atlantic Real Estate Finance Inc (REFI) has a Cash Flow Quality Index of 0.65x as of March 2026. Operating cash flow of $3.16 Million is below net income of $4.84 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore REFI long-term investments to assets to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Chicago Atlantic Real Estate Finance Inc Cash Flow Quality Index (2021–2025)
Historical Cash Flow Quality Index for Chicago Atlantic Real Estate Finance Inc across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check REFI tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Chicago Atlantic Real Estate Finance Inc (2021–2025)
Year-by-year earnings quality comparison for Chicago Atlantic Real Estate Finance Inc. For live market cap and the full company financial profile, see Chicago Atlantic Real Estate Finance Inc (REFI) total market value.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.80x | $28.79 Million | $36.01 Million | ▲ +27.9% |
| 2024 | 0.63x | $23.16 Million | $37.05 Million | ▼ -14.8% |
| 2023 | 0.73x | $28.42 Million | $38.71 Million | ▲ +39.4% |
| 2022 | 0.53x | $17.01 Million | $32.29 Million | ▼ -25.0% |
| 2021 | 0.70x | $6.67 Million | $9.50 Million | — |