Chicago Atlantic Real Estate Finance Inc (REFI) — Cash Flow-to-Debt Ratio
Chicago Atlantic Real Estate Finance Inc (REFI) has a Cash Flow-to-Debt Ratio of 0.06x as of June 2026, meaning its operating cash flow of $9.06 Million could theoretically repay 0% of its total liabilities ($160.05 Million) in one year. See financial flexibility index of Chicago Atlantic Real Estate Finance Inc to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Chicago Atlantic Real Estate Finance Inc Cash Flow-to-Debt Ratio (2021–2025)
Historical debt coverage capacity for Chicago Atlantic Real Estate Finance Inc across 5 annual periods. For the full cash flow conversion analysis, see Chicago Atlantic Real Estate Finance Inc operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for Chicago Atlantic Real Estate Finance Inc (2021–2025)
Year-by-year debt coverage analysis for Chicago Atlantic Real Estate Finance Inc. Check Chicago Atlantic Real Estate Finance Inc (REFI) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.25x | $28.79 Million | $117.10 Million | ▲ +34.0% |
| 2024 | 0.18x | $23.16 Million | $126.19 Million | ▼ -43.6% |
| 2023 | 0.33x | $28.42 Million | $87.37 Million | ▲ +51.5% |
| 2022 | 0.21x | $17.01 Million | $79.24 Million | ▼ -54.7% |
| 2021 | 0.47x | $6.67 Million | $14.09 Million | — |