Chicago Atlantic Real Estate Finance Inc (REFI) — Cash Flow-to-Debt Ratio

Latest as of March 2026: 0.02x

Chicago Atlantic Real Estate Finance Inc (REFI) has a Cash Flow-to-Debt Ratio of 0.02x as of March 2026, meaning its operating cash flow of $3.16 Million could theoretically repay 0% of its total liabilities ($132.53 Million) in one year. Explore REFI long-term investment intensity to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.02x
Operating CF / Total Liabilities

Operating Cash Flow

$3.16 Million
USD

Total Liabilities

$132.53 Million
USD

Data as of

Mar 2026
Most recent filing

Chicago Atlantic Real Estate Finance Inc Cash Flow-to-Debt Ratio (2021–2025)

Historical debt coverage capacity for Chicago Atlantic Real Estate Finance Inc across 5 annual periods. Also explore Chicago Atlantic Real Estate Finance Inc asset portfolio for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for Chicago Atlantic Real Estate Finance Inc (2021–2025)

Year-by-year debt coverage analysis for Chicago Atlantic Real Estate Finance Inc. For market capitalisation and broader financial context, see market cap of Chicago Atlantic Real Estate Finance Inc.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.25x $28.79 Million $117.10 Million ▲ +34.0%
2024 0.18x $23.16 Million $126.19 Million ▼ -43.6%
2023 0.33x $28.42 Million $87.37 Million ▲ +51.5%
2022 0.21x $17.01 Million $79.24 Million ▼ -54.7%
2021 0.47x $6.67 Million $14.09 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.