Chicago Atlantic Real Estate Finance Inc (REFI) — Defensive Interval Ratio

Latest as of March 2026: 55 days

Chicago Atlantic Real Estate Finance Inc (REFI) has a Defensive Interval Ratio of 55 days as of March 2026. Defensive assets of $7.47 Billion (cash $-, short-term investments $-, receivables $7.47 Billion) cover 55 days of daily cash needs of $135.32 Million/day. Check how tangible is Chicago Atlantic Real Estate Finance Inc's equity to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

55 days
Days of operational coverage

Defensive Assets

$7.47 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$135.32 Million
Current Liabilities ÷ 365

Current Liabilities

$49.39 Billion
USD

Chicago Atlantic Real Estate Finance Inc Defensive Interval Ratio (2021–2025)

This chart shows how Chicago Atlantic Real Estate Finance Inc's Defensive Interval Ratio has evolved across 5 annual periods from 2021 to 2025. As of March 2026, the ratio stands at 55 days, meaning defensive assets of $7.47 Billion can fund 55 days of operations without new revenue. Also explore Chicago Atlantic Real Estate Finance Inc (REFI) equity growth momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Chicago Atlantic Real Estate Finance Inc (2021–2025)

The table below presents the year-by-year Defensive Interval Ratio for Chicago Atlantic Real Estate Finance Inc from 2021 to 2025, covering 5 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Chicago Atlantic Real Estate Finance Inc market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 22 days $4.01 Million $183.34K/day $- $- ▼ -7339 days
2024 7361 days $403.47 Million $54.81K/day $- $- ▲ +773 days
2023 6588 days $348.67 Million $52.92K/day $- $- ▼ -5882 days
2022 12470 days $674.61 Million $54.10K/day $- $339.27 Million ▼ -5891815 days
2021 5904285 days $197.18 Billion $33.40K/day $- $196.98 Billion
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)