Chicago Atlantic Real Estate Finance Inc (REFI) — Financial Flexibility Index
Chicago Atlantic Real Estate Finance Inc (REFI) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of $3.16 Million (operating CF $3.16 Million minus capex $3.00) represents 0% of total liabilities ($132.53 Million). Check REFI strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Chicago Atlantic Real Estate Finance Inc Financial Flexibility Index (2021–2025)
Historical Financial Flexibility Index trend for Chicago Atlantic Real Estate Finance Inc across 5 annual periods. See Chicago Atlantic Real Estate Finance Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Chicago Atlantic Real Estate Finance Inc (2021–2025)
Year-by-year free cash flow to debt coverage for Chicago Atlantic Real Estate Finance Inc. For the full company profile including market capitalisation, see REFI market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.25x | $28.79 Million | $28.79 Million | $117.10 Million | ▲ +34.0% |
| 2024 | 0.18x | $23.16 Million | $23.16 Million | $126.19 Million | ▼ -43.6% |
| 2023 | 0.33x | $28.42 Million | $28.42 Million | $87.37 Million | ▼ -15.8% |
| 2022 | 0.39x | $30.60 Million | $17.01 Million | $79.24 Million | ▼ -18.4% |
| 2021 | 0.47x | $6.67 Million | $6.67 Million | $14.09 Million | — |