Territorial Bancorp Inc (TBNK) — Cash Flow Quality Index

Latest as of December 2023: 8.08x

Territorial Bancorp Inc (TBNK) has a Cash Flow Quality Index of 8.08x as of December 2023. Operating cash flow of $2.67 Million exceeds net income of $330.00K, indicating high earnings quality where cash backs reported profits. Explore Territorial Bancorp Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

8.08x
Operating CF / Net Income

Operating Cash Flow

$2.67 Million
USD

Net Income

$330.00K
USD

Data as of

Dec 2023
Most recent filing

Territorial Bancorp Inc Cash Flow Quality Index (2006–2023)

Historical Cash Flow Quality Index for Territorial Bancorp Inc across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Territorial Bancorp Inc tangible book value ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Territorial Bancorp Inc (2006–2023)

Year-by-year earnings quality comparison for Territorial Bancorp Inc. For live market cap and the full company financial profile, see market cap of Territorial Bancorp Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2023 1.64x $8.26 Million $5.03 Million ▲ +59.2%
2022 1.03x $16.67 Million $16.16 Million ▲ +43.6%
2021 0.72x $12.52 Million $17.43 Million ▼ -36.3%
2020 1.13x $20.99 Million $18.61 Million ▲ +11.1%
2019 1.02x $22.33 Million $22.00 Million ▼ -9.8%
2018 1.13x $21.63 Million $19.21 Million ▼ -19.5%
2017 1.40x $20.93 Million $14.96 Million ▲ +21.8%
2016 1.15x $18.77 Million $16.35 Million ▼ -1.1%
2015 1.16x $17.11 Million $14.75 Million ▲ +16.0%
2014 1.00x $14.09 Million $14.10 Million ▼ -15.2%
2013 1.18x $17.27 Million $14.65 Million ▲ +1.7%
2012 1.16x $17.20 Million $14.84 Million ▼ -25.9%
2011 1.57x $20.02 Million $12.79 Million ▲ +54.1%
2010 1.02x $11.20 Million $11.03 Million ▲ +8.8%
2009 0.93x $8.09 Million $8.66 Million ▼ -2.0%
2008 0.95x $6.86 Million $7.20 Million ▲ +126.3%
2007 -3.63x $-20.92 Million $5.77 Million ▼ -193.3%
2006 3.89x $29.97 Million $7.71 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.