Territorial Bancorp Inc (TBNK) — Cash Flow Quality Index
Territorial Bancorp Inc (TBNK) has a Cash Flow Quality Index of 8.08x as of December 2023. Operating cash flow of $2.67 Million exceeds net income of $330.00K, indicating high earnings quality where cash backs reported profits. Explore TBNK operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Territorial Bancorp Inc Cash Flow Quality Index (2006–2023)
Historical Cash Flow Quality Index for Territorial Bancorp Inc across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Territorial Bancorp Inc cash conversion from operations.
Annual Cash Flow Quality Index for Territorial Bancorp Inc (2006–2023)
Year-by-year earnings quality comparison for Territorial Bancorp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2023 | 1.64x | $8.26 Million | $5.03 Million | ▲ +59.2% |
| 2022 | 1.03x | $16.67 Million | $16.16 Million | ▲ +43.6% |
| 2021 | 0.72x | $12.52 Million | $17.43 Million | ▼ -36.3% |
| 2020 | 1.13x | $20.99 Million | $18.61 Million | ▲ +11.1% |
| 2019 | 1.02x | $22.33 Million | $22.00 Million | ▼ -9.8% |
| 2018 | 1.13x | $21.63 Million | $19.21 Million | ▼ -19.5% |
| 2017 | 1.40x | $20.93 Million | $14.96 Million | ▲ +21.8% |
| 2016 | 1.15x | $18.77 Million | $16.35 Million | ▼ -1.1% |
| 2015 | 1.16x | $17.11 Million | $14.75 Million | ▲ +16.0% |
| 2014 | 1.00x | $14.09 Million | $14.10 Million | ▼ -15.2% |
| 2013 | 1.18x | $17.27 Million | $14.65 Million | ▲ +1.7% |
| 2012 | 1.16x | $17.20 Million | $14.84 Million | ▼ -25.9% |
| 2011 | 1.57x | $20.02 Million | $12.79 Million | ▲ +54.1% |
| 2010 | 1.02x | $11.20 Million | $11.03 Million | ▲ +8.8% |
| 2009 | 0.93x | $8.09 Million | $8.66 Million | ▼ -2.0% |
| 2008 | 0.95x | $6.86 Million | $7.20 Million | ▲ +126.3% |
| 2007 | -3.63x | $-20.92 Million | $5.77 Million | ▼ -193.3% |
| 2006 | 3.89x | $29.97 Million | $7.71 Million | — |