Territorial Bancorp Inc (TBNK) — Defensive Interval Ratio

Latest as of December 2024: 148 days

Territorial Bancorp Inc (TBNK) has a Defensive Interval Ratio of 148 days as of December 2024. Defensive assets of $7.88 Million (cash $-, short-term investments $-, receivables $7.88 Million) cover 148 days of daily cash needs of $53.16K/day. Check Territorial Bancorp Inc tangible book value ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

148 days
Days of operational coverage

Defensive Assets

$7.88 Million
Cash + ST Investments + Receivables

Daily Cash Need

$53.16K
Current Liabilities ÷ 365

Current Liabilities

$19.40 Million
USD

Territorial Bancorp Inc Defensive Interval Ratio (2009–2023)

This chart shows how Territorial Bancorp Inc's Defensive Interval Ratio has evolved across 15 annual periods from 2009 to 2023. As of December 2024, the ratio stands at 148 days, meaning defensive assets of $7.88 Million can fund 148 days of operations without new revenue. Also explore Territorial Bancorp Inc (TBNK) equity growth momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Territorial Bancorp Inc (2009–2023)

The table below presents the year-by-year Defensive Interval Ratio for Territorial Bancorp Inc from 2009 to 2023, covering 15 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Territorial Bancorp Inc market cap and net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2023 979 days $26.62 Million $27.20K/day $- $20.17 Million ▼ -6936 days
2022 7915 days $1.32 Billion $166.98K/day $- $20.82 Million ▼ -2440 days
2021 10355 days $642.23 Million $62.02K/day $- $636.44 Million ▲ +10229 days
2020 126 days $10.08 Million $80.06K/day $- $3.56 Million ▼ -97 days
2019 222 days $14.04 Million $63.12K/day $- $8.63 Million ▲ +100 days
2018 122 days $7.83 Million $63.96K/day $- $2.56 Million ▼ -10 days
2017 132 days $9.56 Million $72.30K/day $- $2.85 Million ▼ -6341 days
2016 6474 days $412.51 Million $63.72K/day $- $407.66 Million ▼ -742 days
2015 7216 days $497.74 Million $68.98K/day $- $493.06 Million ▼ -1529 days
2014 8745 days $577.36 Million $66.02K/day $- $572.92 Million ▼ -676 days
2013 9421 days $617.75 Million $65.57K/day $- $613.44 Million ▲ +6621 days
2012 2801 days $176.61 Million $63.06K/day $- $172.24 Million ▲ +966 days
2011 1835 days $128.03 Million $69.76K/day $- $123.25 Million ▲ +1778 days
2010 57 days $190.14 Million $3.33 Million/day $- $185.61 Million ▲ +56 days
2009 1 days $4.78 Million $3.21 Million/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)