Territorial Bancorp Inc (TBNK) — Financial Flexibility Index

Latest as of December 2024: 0.00x

Territorial Bancorp Inc (TBNK) has a Financial Flexibility Index of 0.00x as of December 2024. Free cash flow of $-358.00K (operating CF $-624.00K minus capex $266.00K) represents 0% of total liabilities ($1.92 Billion). Check Territorial Bancorp Inc cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-358.00K
Operating CF − Capex

Total Liabilities

$1.92 Billion
USD

Capital Expenditures

$266.00K
USD

Territorial Bancorp Inc Financial Flexibility Index (2007–2024)

Historical Financial Flexibility Index trend for Territorial Bancorp Inc across 18 annual periods. For the full cash flow conversion analysis, see TBNK cash generation efficiency.

Annual Financial Flexibility Index for Territorial Bancorp Inc (2007–2024)

Year-by-year free cash flow to debt coverage for Territorial Bancorp Inc. Explore Territorial Bancorp Inc (TBNK) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.00x $-6.43 Million $-7.48 Million $1.92 Billion ▼ -174.4%
2023 0.00x $8.94 Million $8.26 Million $1.99 Billion ▼ -59.7%
2022 0.01x $21.38 Million $16.67 Million $1.91 Billion ▲ +62.5%
2021 0.01x $12.89 Million $12.52 Million $1.87 Billion ▼ -43.7%
2020 0.01x $22.75 Million $20.99 Million $1.86 Billion ▼ -2.3%
2019 0.01x $23.05 Million $22.33 Million $1.84 Billion ▲ +4.3%
2018 0.01x $21.99 Million $21.63 Million $1.83 Billion ▼ -9.6%
2017 0.01x $23.48 Million $20.93 Million $1.77 Billion ▲ +13.1%
2016 0.01x $19.33 Million $18.77 Million $1.65 Billion ▲ +6.1%
2015 0.01x $17.71 Million $17.11 Million $1.60 Billion ▲ +8.3%
2014 0.01x $15.07 Million $14.09 Million $1.48 Billion ▼ -26.1%
2013 0.01x $19.41 Million $17.27 Million $1.40 Billion ▲ +4.3%
2012 0.01x $17.96 Million $17.20 Million $1.36 Billion ▼ -98.7%
2011 1.06x $21.17 Million $20.02 Million $20.00 Million ▼ -19.9%
2010 1.32x $13.21 Million $11.20 Million $10.00 Million ▼ -61.3%
2009 3.41x $9.09 Million $8.09 Million $2.66 Million ▲ +2775.6%
2008 0.12x $7.88 Million $6.86 Million $66.35 Million ▲ +159.9%
2007 -0.20x $-20.47 Million $-20.92 Million $103.23 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities