Third Coast Bancshares, Inc. (TCBX) — Cash Flow Quality Index

Latest as of September 2025: 1.15x

Third Coast Bancshares, Inc. (TCBX) has a Cash Flow Quality Index of 1.15x as of September 2025. Operating cash flow of $20.75 Million exceeds net income of $18.06 Million, indicating high earnings quality where cash backs reported profits. Explore Third Coast Bancshares, Inc. operating cash flow efficiency to assess how effectively this company generates cash.

Cash Flow Quality Index

1.15x
Operating CF / Net Income

Operating Cash Flow

$20.75 Million
USD

Net Income

$18.06 Million
USD

Data as of

Sep 2025
Most recent filing

Third Coast Bancshares, Inc. Cash Flow Quality Index (2019–2024)

Historical Cash Flow Quality Index for Third Coast Bancshares, Inc. across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check TCBX capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Third Coast Bancshares, Inc. (2019–2024)

Year-by-year earnings quality comparison for Third Coast Bancshares, Inc.. For live market cap and the full company financial profile, see Third Coast Bancshares, Inc. stock valuation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 0.74x $35.14 Million $47.67 Million ▼ -37.0%
2023 1.17x $39.08 Million $33.40 Million ▲ +0.2%
2022 1.17x $21.79 Million $18.66 Million ▲ +191.0%
2021 0.40x $4.58 Million $11.42 Million ▲ +233.0%
2020 -0.30x $-3.65 Million $12.12 Million ▼ -120.0%
2019 1.51x $3.59 Million $2.38 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.