Third Coast Bancshares, Inc. Cash Flow Quality Index
Third Coast Bancshares, Inc. cash flow quality index. Third Coast Bancshares, Inc. (TCBX) has a Cash Flow Quality Index of 1.15x as of September 2025. Operating cash flow of $20.75 Million exceeds net income of $18.06 Million, indicating high earnings quality where cash backs reported profits. See TCBX financial flexibility score to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Third Coast Bancshares, Inc. (2019–2024)
Cash flow quality index of Third Coast Bancshares, Inc. from 2019 to 2024. Historical Cash Flow Quality Index for Third Coast Bancshares, Inc. across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore TCBX debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Third Coast Bancshares, Inc. Cash Flow Quality Index by Year (2019–2024)
Third Coast Bancshares, Inc. cash flow quality index by year from 2019 to 2024. Year-by-year earnings quality comparison for Third Coast Bancshares, Inc.. For the full cash flow conversion analysis, see cash efficiency ratio of Third Coast Bancshares, Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.74x | $35.14 Million | $47.67 Million | ▼ -37.0% |
| 2023 | 1.17x | $39.08 Million | $33.40 Million | ▲ +0.2% |
| 2022 | 1.17x | $21.79 Million | $18.66 Million | ▲ +191.0% |
| 2021 | 0.40x | $4.58 Million | $11.42 Million | ▲ +233.0% |
| 2020 | -0.30x | $-3.65 Million | $12.12 Million | ▼ -120.0% |
| 2019 | 1.51x | $3.59 Million | $2.38 Million | — |