Third Coast Bancshares, Inc. (TCBX) — Financial Flexibility Index

Latest as of September 2025: 0.00x

Third Coast Bancshares, Inc. (TCBX) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $21.49 Million (operating CF $20.75 Million minus capex $748.00K) represents 0% of total liabilities ($4.55 Billion). Check asset allocation strategy of Third Coast Bancshares, Inc. to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$21.49 Million
Operating CF − Capex

Total Liabilities

$4.55 Billion
USD

Capital Expenditures

$748.00K
USD

Third Coast Bancshares, Inc. Financial Flexibility Index (2019–2024)

Historical Financial Flexibility Index trend for Third Coast Bancshares, Inc. across 6 annual periods. See working capital position of Third Coast Bancshares, Inc. to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Third Coast Bancshares, Inc. (2019–2024)

Year-by-year free cash flow to debt coverage for Third Coast Bancshares, Inc.. For the full company profile including market capitalisation, see Third Coast Bancshares, Inc. (TCBX) market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $36.90 Million $35.14 Million $4.48 Billion ▼ -22.8%
2023 0.01x $42.51 Million $39.08 Million $3.98 Billion ▲ +6.5%
2022 0.01x $33.98 Million $21.79 Million $3.39 Billion ▲ +116.1%
2021 0.00x $10.20 Million $4.58 Million $2.20 Billion ▲ +451.9%
2020 0.00x $-2.30 Million $-3.65 Million $1.75 Billion ▼ -117.5%
2019 0.01x $6.56 Million $3.59 Million $871.03 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities