Third Coast Bancshares, Inc. Financial Flexibility Index

Latest as of September 2025: 0.00x

Third Coast Bancshares, Inc. financial flexibility index. Third Coast Bancshares, Inc. (TCBX) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $21.49 Million (operating CF $20.75 Million minus capex $748.00K) represents 0% of total liabilities ($4.55 Billion). See TCBX FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$21.49 Million
Operating CF − Capex

Total Liabilities

$4.55 Billion
USD

Capital Expenditures

$748.00K
USD

Financial Flexibility Index of Third Coast Bancshares, Inc. (2019–2024)

Financial flexibility index of Third Coast Bancshares, Inc. from 2019 to 2024. Historical Financial Flexibility Index trend for Third Coast Bancshares, Inc. across 6 annual periods. Check TCBX operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.

Third Coast Bancshares, Inc. Financial Flexibility Index by Year (2019–2024)

Third Coast Bancshares, Inc. financial flexibility index by year from 2019 to 2024. Year-by-year free cash flow to debt coverage for Third Coast Bancshares, Inc.. For the full cash flow conversion analysis, see Third Coast Bancshares, Inc. operating cash flow efficiency.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $36.90 Million $35.14 Million $4.48 Billion ▼ -22.8%
2023 0.01x $42.51 Million $39.08 Million $3.98 Billion ▲ +6.5%
2022 0.01x $33.98 Million $21.79 Million $3.39 Billion ▲ +116.1%
2021 0.00x $10.20 Million $4.58 Million $2.20 Billion ▲ +451.9%
2020 0.00x $-2.30 Million $-3.65 Million $1.75 Billion ▼ -117.5%
2019 0.01x $6.56 Million $3.59 Million $871.03 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities