Third Coast Bancshares, Inc. (TCBX) — Defensive Interval Ratio
Third Coast Bancshares, Inc. (TCBX) has a Defensive Interval Ratio of 7915 days as of September 2025. Defensive assets of $406.26 Million (cash $-, short-term investments $376.72 Million, receivables $29.54 Million) cover 7915 days of daily cash needs of $51.33K/day. Check Third Coast Bancshares, Inc. (TCBX) tangible net worth to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Third Coast Bancshares, Inc. Defensive Interval Ratio (2019–2024)
This chart shows how Third Coast Bancshares, Inc.'s Defensive Interval Ratio has evolved across 6 annual periods from 2019 to 2024. As of September 2025, the ratio stands at 7915 days, meaning defensive assets of $406.26 Million can fund 7915 days of operations without new revenue. Also explore how fast is Third Coast Bancshares, Inc. growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Third Coast Bancshares, Inc. (2019–2024)
The table below presents the year-by-year Defensive Interval Ratio for Third Coast Bancshares, Inc. from 2019 to 2024, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Third Coast Bancshares, Inc..
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 34 days | $409.85 Million | $11.91 Million/day | $- | $384.02 Million | ▲ +15 days |
| 2023 | 19 days | $201.21 Million | $10.54 Million/day | $- | $178.09 Million | ▼ -3 days |
| 2022 | 22 days | $194.41 Million | $8.96 Million/day | $- | $176.07 Million | ▲ +15 days |
| 2021 | 6 days | $36.66 Million | $5.87 Million/day | $- | $26.43 Million | ▼ -3 days |
| 2020 | 9 days | $39.27 Million | $4.48 Million/day | $- | $25.59 Million | ▲ +7 days |
| 2019 | 2 days | $3.79 Million | $2.22 Million/day | $- | $536.33K | — |