CSB Bank Limited (CSBBANK) — Cash Flow Quality Index
CSB Bank Limited (CSBBANK) has a Cash Flow Quality Index of -4.34x as of September 2025. Operating cash flow of Rs-12.11 Billion is below net income of Rs2.79 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore CSBBANK debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
CSB Bank Limited Cash Flow Quality Index (2011–2026)
Historical Cash Flow Quality Index for CSB Bank Limited across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of CSB Bank Limited.
Annual Cash Flow Quality Index for CSB Bank Limited (2011–2026)
Year-by-year earnings quality comparison for CSB Bank Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 1.74x | Rs11.00 Billion | Rs6.33 Billion | ▲ +108.3% |
| 2025 | -20.88x | Rs-123.98 Billion | Rs5.94 Billion | ▼ -2409.3% |
| 2024 | 0.90x | Rs6.88 Billion | Rs7.61 Billion | ▼ -70.0% |
| 2023 | 3.01x | Rs22.11 Billion | Rs7.34 Billion | ▲ +197.4% |
| 2022 | -3.09x | Rs-19.01 Billion | Rs6.14 Billion | ▼ -165.9% |
| 2021 | 4.70x | Rs13.74 Billion | Rs2.93 Billion | ▲ +224.1% |
| 2020 | -3.78x | Rs-5.07 Billion | Rs1.34 Billion | ▲ +92.0% |
| 2014 | -47.57x | Rs-12.79 Billion | Rs268.80 Million | ▲ +24.5% |
| 2013 | -62.98x | Rs-16.76 Billion | Rs266.17 Million | ▼ -628.1% |
| 2012 | 11.93x | Rs3.11 Billion | Rs260.44 Million | ▼ -12.8% |
| 2011 | 13.67x | Rs2.73 Billion | Rs199.73 Million | — |