CSB Bank Limited (CSBBANK) — Cash Flow Quality Index

Latest as of September 2025: -4.34x

CSB Bank Limited (CSBBANK) has a Cash Flow Quality Index of -4.34x as of September 2025. Operating cash flow of Rs-12.11 Billion is below net income of Rs2.79 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore CSB Bank Limited long-term investment allocation to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-4.34x
Operating CF / Net Income

Operating Cash Flow

Rs-12.11 Billion
INR

Net Income

Rs2.79 Billion
INR

Data as of

Sep 2025
Most recent filing

CSB Bank Limited Cash Flow Quality Index (2011–2026)

Historical Cash Flow Quality Index for CSB Bank Limited across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CSBBANK intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for CSB Bank Limited (2011–2026)

Year-by-year earnings quality comparison for CSB Bank Limited. For live market cap and the full company financial profile, see CSBBANK market cap.

Year Quality Index Operating CF (INR) Net Income YoY Change
2026 1.74x Rs11.00 Billion Rs6.33 Billion ▲ +108.3%
2025 -20.88x Rs-123.98 Billion Rs5.94 Billion ▼ -2409.3%
2024 0.90x Rs6.88 Billion Rs7.61 Billion ▼ -70.0%
2023 3.01x Rs22.11 Billion Rs7.34 Billion ▲ +197.4%
2022 -3.09x Rs-19.01 Billion Rs6.14 Billion ▼ -165.9%
2021 4.70x Rs13.74 Billion Rs2.93 Billion ▲ +224.1%
2020 -3.78x Rs-5.07 Billion Rs1.34 Billion ▲ +92.0%
2014 -47.57x Rs-12.79 Billion Rs268.80 Million ▲ +24.5%
2013 -62.98x Rs-16.76 Billion Rs266.17 Million ▼ -628.1%
2012 11.93x Rs3.11 Billion Rs260.44 Million ▼ -12.8%
2011 13.67x Rs2.73 Billion Rs199.73 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.