CSB Bank Limited (CSBBANK) — Financial Flexibility Index

Latest as of September 2025: -0.02x

CSB Bank Limited (CSBBANK) has a Financial Flexibility Index of -0.02x as of September 2025. Free cash flow of Rs-11.17 Billion (operating CF Rs-12.11 Billion minus capex Rs946.00 Million) represents 0% of total liabilities (Rs453.20 Billion). Check CSBBANK cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs-11.17 Billion
Operating CF − Capex

Total Liabilities

Rs453.20 Billion
INR

Capital Expenditures

Rs946.00 Million
INR

CSB Bank Limited Financial Flexibility Index (2010–2026)

Historical Financial Flexibility Index trend for CSB Bank Limited across 17 annual periods. For the full cash flow conversion analysis, see CSBBANK cash flow conversion.

Annual Financial Flexibility Index for CSB Bank Limited (2010–2026)

Year-by-year free cash flow to debt coverage for CSB Bank Limited. Explore CSB Bank Limited cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 0.02x Rs12.91 Billion Rs11.00 Billion Rs528.32 Billion ▲ +108.8%
2025 -0.28x Rs-120.98 Billion Rs-123.98 Billion Rs433.39 Billion ▼ -1215.8%
2024 0.03x Rs8.07 Billion Rs6.88 Billion Rs322.52 Billion ▼ -71.6%
2023 0.09x Rs22.87 Billion Rs22.11 Billion Rs259.59 Billion ▲ +208.4%
2022 -0.08x Rs-18.44 Billion Rs-19.01 Billion Rs227.05 Billion ▼ -220.2%
2021 0.07x Rs14.30 Billion Rs13.74 Billion Rs211.57 Billion ▲ +346.9%
2020 -0.03x Rs-4.63 Billion Rs-5.07 Billion Rs169.04 Billion ▲ +51.3%
2019 -0.06x Rs-8.71 Billion Rs-8.93 Billion Rs154.79 Billion ▼ -1812.2%
2018 0.00x Rs492.10 Million Rs268.42 Million Rs149.81 Billion ▼ -87.9%
2017 0.03x Rs4.13 Billion Rs3.95 Billion Rs152.24 Billion ▲ +1642.2%
2016 0.00x Rs229.91 Million Rs98.45 Million Rs147.72 Billion ▲ +102.0%
2015 -0.08x Rs-11.40 Billion Rs-11.57 Billion Rs148.71 Billion ▲ +11.7%
2014 -0.09x Rs-12.63 Billion Rs-12.79 Billion Rs145.46 Billion ▲ +32.8%
2013 -0.13x Rs-16.64 Billion Rs-16.76 Billion Rs128.69 Billion ▼ -564.2%
2012 0.03x Rs3.20 Billion Rs3.11 Billion Rs114.80 Billion ▼ -7.2%
2011 0.03x Rs2.79 Billion Rs2.73 Billion Rs92.83 Billion ▲ +754.7%
2010 0.00x Rs256.70 Million Rs189.80 Million Rs73.10 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities