IDFC First Bank Limited (IDFCFIRSTB) — Cash Flow Quality Index

Latest as of September 2025: -29.41x

IDFC First Bank Limited (IDFCFIRSTB) has a Cash Flow Quality Index of -29.41x as of September 2025. Operating cash flow of Rs-235.66 Billion is below net income of Rs8.01 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow to debt ratio of IDFC First Bank Limited to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-29.41x
Operating CF / Net Income

Operating Cash Flow

Rs-235.66 Billion
INR

Net Income

Rs8.01 Billion
INR

Data as of

Sep 2025
Most recent filing

IDFC First Bank Limited Cash Flow Quality Index (2016–2026)

Historical Cash Flow Quality Index for IDFC First Bank Limited across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of IDFC First Bank Limited.

Annual Cash Flow Quality Index for IDFC First Bank Limited (2016–2026)

Year-by-year earnings quality comparison for IDFC First Bank Limited.

Year Quality Index Operating CF (INR) Net Income YoY Change
2026 3.77x Rs68.17 Billion Rs18.07 Billion ▲ +115.2%
2025 -24.81x Rs-369.75 Billion Rs14.90 Billion ▼ -732.4%
2024 3.92x Rs115.43 Billion Rs29.42 Billion ▲ +266.8%
2023 1.07x Rs35.63 Billion Rs33.31 Billion ▼ -95.8%
2022 25.72x Rs45.01 Billion Rs1.75 Billion ▼ -4.9%
2021 27.06x Rs140.42 Billion Rs5.19 Billion ▲ +579.3%
2018 -5.64x Rs-59.81 Billion Rs10.60 Billion ▼ -158.7%
2017 9.61x Rs141.28 Billion Rs14.70 Billion ▲ +281.7%
2016 -5.29x Rs-37.88 Billion Rs7.16 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.