IDFC First Bank Limited (IDFCFIRSTB) — Financial Flexibility Index

Latest as of September 2025: -0.07x

IDFC First Bank Limited (IDFCFIRSTB) has a Financial Flexibility Index of -0.07x as of September 2025. Free cash flow of Rs-232.03 Billion (operating CF Rs-235.66 Billion minus capex Rs3.63 Billion) represents 0% of total liabilities (Rs3.36 Trillion). Check cash flow reinvestment rate of IDFC First Bank Limited to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.07x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs-232.03 Billion
Operating CF − Capex

Total Liabilities

Rs3.36 Trillion
INR

Capital Expenditures

Rs3.63 Billion
INR

IDFC First Bank Limited Financial Flexibility Index (2015–2026)

Historical Financial Flexibility Index trend for IDFC First Bank Limited across 12 annual periods. For the full cash flow conversion analysis, see IDFCFIRSTB operating cash flow.

Annual Financial Flexibility Index for IDFC First Bank Limited (2015–2026)

Year-by-year free cash flow to debt coverage for IDFC First Bank Limited. Explore IDFCFIRSTB operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 0.02x Rs75.94 Billion Rs68.17 Billion Rs3.52 Trillion ▲ +118.3%
2025 -0.12x Rs-360.55 Billion Rs-369.75 Billion Rs3.06 Trillion ▼ -341.0%
2024 0.05x Rs129.17 Billion Rs115.43 Billion Rs2.64 Trillion ▲ +120.5%
2023 0.02x Rs47.51 Billion Rs35.63 Billion Rs2.14 Trillion ▼ -24.7%
2022 0.03x Rs49.82 Billion Rs45.01 Billion Rs1.69 Trillion ▼ -70.8%
2021 0.10x Rs146.28 Billion Rs140.42 Billion Rs1.45 Trillion ▲ +18.3%
2020 0.09x Rs113.93 Billion Rs109.66 Billion Rs1.34 Trillion ▼ -28.1%
2019 0.12x Rs176.40 Billion Rs173.64 Billion Rs1.49 Trillion ▲ +326.7%
2018 -0.05x Rs-58.07 Billion Rs-59.81 Billion Rs1.11 Trillion ▼ -135.4%
2017 0.15x Rs143.98 Billion Rs141.28 Billion Rs973.87 Billion ▲ +347.2%
2016 -0.06x Rs-36.09 Billion Rs-37.88 Billion Rs603.37 Billion ▲ +100.0%
2015 -4574.19x Rs-118.28 Billion Rs-120.07 Billion Rs25.86 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities