JM Financial Limited (JMFINANCIL) — Cash Flow Quality Index
JM Financial Limited (JMFINANCIL) has a Cash Flow Quality Index of -0.44x as of September 2025. Operating cash flow of Rs-3.18 Billion is below net income of Rs7.24 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore JM Financial Limited (JMFINANCIL) long-term investment share to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
JM Financial Limited Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for JM Financial Limited across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check JM Financial Limited tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for JM Financial Limited (2005–2025)
Year-by-year earnings quality comparison for JM Financial Limited. For live market cap and the full company financial profile, see market cap of JM Financial Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 6.78x | Rs55.69 Billion | Rs8.21 Billion | ▼ -23.6% |
| 2024 | 8.87x | Rs36.35 Billion | Rs4.10 Billion | ▲ +445.0% |
| 2023 | -2.57x | Rs-24.49 Billion | Rs9.53 Billion | ▼ -8.2% |
| 2022 | -2.38x | Rs-32.03 Billion | Rs13.48 Billion | ▼ -361.5% |
| 2021 | 0.91x | Rs9.69 Billion | Rs10.67 Billion | ▼ -68.6% |
| 2020 | 2.89x | Rs31.64 Billion | Rs10.94 Billion | ▲ +380.7% |
| 2019 | 0.60x | Rs7.72 Billion | Rs12.83 Billion | ▲ +139.3% |
| 2018 | -1.53x | Rs-20.04 Billion | Rs13.09 Billion | ▲ +30.8% |
| 2017 | -2.21x | Rs-21.49 Billion | Rs9.72 Billion | ▼ -69.5% |
| 2016 | -1.31x | Rs-9.04 Billion | Rs6.93 Billion | ▲ +60.7% |
| 2015 | -3.32x | Rs-17.17 Billion | Rs5.17 Billion | ▼ -188.0% |
| 2014 | 3.78x | Rs10.58 Billion | Rs2.80 Billion | ▲ +302.6% |
| 2013 | -1.86x | Rs-4.73 Billion | Rs2.54 Billion | ▼ -188.9% |
| 2012 | 2.10x | Rs3.83 Billion | Rs1.83 Billion | ▲ +158.8% |
| 2011 | -3.56x | Rs-8.12 Billion | Rs2.28 Billion | ▲ +48.3% |
| 2010 | -6.89x | Rs-13.87 Billion | Rs2.01 Billion | ▼ -1474.6% |
| 2008 | -0.44x | Rs-7.83 Billion | Rs17.90 Billion | ▼ -125.6% |
| 2007 | 1.71x | Rs3.12 Billion | Rs1.83 Billion | ▲ +20.9% |
| 2005 | 1.41x | Rs133.77 Million | Rs94.76 Million | — |