JM Financial Limited (JMFINANCIL) — Cash Flow Quality Index
JM Financial Limited (JMFINANCIL) has a Cash Flow Quality Index of -0.44x as of September 2025. Operating cash flow of Rs-3.18 Billion is below net income of Rs7.24 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore JM Financial Limited operating cash flow efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
JM Financial Limited Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for JM Financial Limited across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check JMFINANCIL capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for JM Financial Limited (2005–2025)
Year-by-year earnings quality comparison for JM Financial Limited. For live market cap and the full company financial profile, see market value of JM Financial Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 6.78x | Rs55.69 Billion | Rs8.21 Billion | ▼ -23.6% |
| 2024 | 8.87x | Rs36.35 Billion | Rs4.10 Billion | ▲ +445.0% |
| 2023 | -2.57x | Rs-24.49 Billion | Rs9.53 Billion | ▼ -8.2% |
| 2022 | -2.38x | Rs-32.03 Billion | Rs13.48 Billion | ▼ -361.5% |
| 2021 | 0.91x | Rs9.69 Billion | Rs10.67 Billion | ▼ -68.6% |
| 2020 | 2.89x | Rs31.64 Billion | Rs10.94 Billion | ▲ +380.7% |
| 2019 | 0.60x | Rs7.72 Billion | Rs12.83 Billion | ▲ +139.3% |
| 2018 | -1.53x | Rs-20.04 Billion | Rs13.09 Billion | ▲ +30.8% |
| 2017 | -2.21x | Rs-21.49 Billion | Rs9.72 Billion | ▼ -69.5% |
| 2016 | -1.31x | Rs-9.04 Billion | Rs6.93 Billion | ▲ +60.7% |
| 2015 | -3.32x | Rs-17.17 Billion | Rs5.17 Billion | ▼ -188.0% |
| 2014 | 3.78x | Rs10.58 Billion | Rs2.80 Billion | ▲ +302.6% |
| 2013 | -1.86x | Rs-4.73 Billion | Rs2.54 Billion | ▼ -188.9% |
| 2012 | 2.10x | Rs3.83 Billion | Rs1.83 Billion | ▲ +158.8% |
| 2011 | -3.56x | Rs-8.12 Billion | Rs2.28 Billion | ▲ +48.3% |
| 2010 | -6.89x | Rs-13.87 Billion | Rs2.01 Billion | ▼ -1474.6% |
| 2008 | -0.44x | Rs-7.83 Billion | Rs17.90 Billion | ▼ -125.6% |
| 2007 | 1.71x | Rs3.12 Billion | Rs1.83 Billion | ▲ +20.9% |
| 2005 | 1.41x | Rs133.77 Million | Rs94.76 Million | — |