JM Financial Limited Cash Flow Quality Index
JM Financial Limited cash flow quality index. JM Financial Limited (JMFINANCIL) has a Cash Flow Quality Index of -0.44x as of September 2025. Operating cash flow of Rs-3.18 Billion is below net income of Rs7.24 Billion, suggesting accrual-heavy earnings not yet converted to cash. See financial agility of JM Financial Limited to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of JM Financial Limited (2005–2026)
Cash flow quality index of JM Financial Limited from 2005 to 2026. Historical Cash Flow Quality Index for JM Financial Limited across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore debt repayment capacity of JM Financial Limited to assess how comfortably operating cash covers total debt obligations.
JM Financial Limited Cash Flow Quality Index by Year (2005–2026)
JM Financial Limited cash flow quality index by year from 2005 to 2026. Year-by-year earnings quality comparison for JM Financial Limited. For the full cash flow conversion analysis, see JMFINANCIL cash generation efficiency.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 0.34x | Rs4.09 Billion | Rs12.02 Billion | ▼ -95.0% |
| 2025 | 6.78x | Rs55.69 Billion | Rs8.21 Billion | ▼ -23.6% |
| 2024 | 8.87x | Rs36.35 Billion | Rs4.10 Billion | ▲ +445.0% |
| 2023 | -2.57x | Rs-24.49 Billion | Rs9.53 Billion | ▼ -8.2% |
| 2022 | -2.38x | Rs-32.03 Billion | Rs13.48 Billion | ▼ -361.5% |
| 2021 | 0.91x | Rs9.69 Billion | Rs10.67 Billion | ▼ -68.6% |
| 2020 | 2.89x | Rs31.64 Billion | Rs10.94 Billion | ▲ +380.7% |
| 2019 | 0.60x | Rs7.72 Billion | Rs12.83 Billion | ▲ +139.3% |
| 2018 | -1.53x | Rs-20.04 Billion | Rs13.09 Billion | ▲ +30.8% |
| 2017 | -2.21x | Rs-21.49 Billion | Rs9.72 Billion | ▼ -69.5% |
| 2016 | -1.31x | Rs-9.04 Billion | Rs6.93 Billion | ▲ +60.7% |
| 2015 | -3.32x | Rs-17.17 Billion | Rs5.17 Billion | ▼ -188.0% |
| 2014 | 3.78x | Rs10.58 Billion | Rs2.80 Billion | ▲ +302.6% |
| 2013 | -1.86x | Rs-4.73 Billion | Rs2.54 Billion | ▼ -188.9% |
| 2012 | 2.10x | Rs3.83 Billion | Rs1.83 Billion | ▲ +158.8% |
| 2011 | -3.56x | Rs-8.12 Billion | Rs2.28 Billion | ▲ +48.3% |
| 2010 | -6.89x | Rs-13.87 Billion | Rs2.01 Billion | ▼ -1474.6% |
| 2008 | -0.44x | Rs-7.83 Billion | Rs17.90 Billion | ▼ -125.6% |
| 2007 | 1.71x | Rs3.12 Billion | Rs1.83 Billion | ▲ +20.9% |
| 2005 | 1.41x | Rs133.77 Million | Rs94.76 Million | — |