JM Financial Limited (JMFINANCIL) — Cash Flow-to-Debt Ratio
JM Financial Limited (JMFINANCIL) has a Cash Flow-to-Debt Ratio of -0.02x as of September 2025, meaning its operating cash flow of Rs-3.18 Billion could theoretically repay 0% of its total liabilities (Rs136.71 Billion) in one year. See JMFINANCIL free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
JM Financial Limited Cash Flow-to-Debt Ratio (2005–2026)
Historical debt coverage capacity for JM Financial Limited across 21 annual periods. For the full cash flow conversion analysis, see how efficiently does JM Financial Limited generate cash.
Annual Cash Flow-to-Debt Ratio for JM Financial Limited (2005–2026)
Year-by-year debt coverage analysis for JM Financial Limited. Check earnings quality score of JM Financial Limited to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.03x | Rs4.09 Billion | Rs151.79 Billion | ▼ -93.1% |
| 2025 | 0.39x | Rs55.69 Billion | Rs142.74 Billion | ▲ +100.8% |
| 2024 | 0.19x | Rs36.35 Billion | Rs187.08 Billion | ▲ +243.6% |
| 2023 | -0.14x | Rs-24.49 Billion | Rs181.01 Billion | ▲ +35.8% |
| 2022 | -0.21x | Rs-32.03 Billion | Rs151.89 Billion | ▼ -398.0% |
| 2021 | 0.07x | Rs9.69 Billion | Rs136.99 Billion | ▼ -71.8% |
| 2020 | 0.25x | Rs31.64 Billion | Rs126.11 Billion | ▲ +383.2% |
| 2019 | 0.05x | Rs7.72 Billion | Rs148.69 Billion | ▲ +140.9% |
| 2018 | -0.13x | Rs-20.04 Billion | Rs157.67 Billion | ▲ +28.4% |
| 2017 | -0.18x | Rs-21.49 Billion | Rs121.17 Billion | ▼ -46.8% |
| 2016 | -0.12x | Rs-9.04 Billion | Rs74.83 Billion | ▲ +62.7% |
| 2015 | -0.32x | Rs-17.17 Billion | Rs53.07 Billion | ▼ -209.1% |
| 2014 | 0.30x | Rs10.58 Billion | Rs35.68 Billion | ▲ +400.6% |
| 2013 | -0.10x | Rs-4.73 Billion | Rs47.97 Billion | ▼ -223.5% |
| 2012 | 0.08x | Rs3.83 Billion | Rs47.97 Billion | ▲ +137.9% |
| 2011 | -0.21x | Rs-8.12 Billion | Rs38.56 Billion | ▲ +64.4% |
| 2010 | -0.59x | Rs-13.87 Billion | Rs23.45 Billion | ▼ -167.0% |
| 2009 | 0.88x | Rs4.37 Billion | Rs4.95 Billion | ▲ +294.8% |
| 2008 | -0.45x | Rs-7.83 Billion | Rs17.27 Billion | ▼ -240.5% |
| 2007 | 0.32x | Rs3.12 Billion | Rs9.67 Billion | ▼ -88.1% |
| 2005 | 2.71x | Rs133.77 Million | Rs49.33 Million | — |