JM Financial Limited (JMFINANCIL) — Financial Flexibility Index
JM Financial Limited (JMFINANCIL) has a Financial Flexibility Index of -0.02x as of September 2025. Free cash flow of Rs-2.87 Billion (operating CF Rs-3.18 Billion minus capex Rs312.10 Million) represents 0% of total liabilities (Rs136.71 Billion). Check how strategically is JM Financial Limited's equity deployed to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
JM Financial Limited Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for JM Financial Limited across 20 annual periods. See JMFINANCIL working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for JM Financial Limited (2005–2025)
Year-by-year free cash flow to debt coverage for JM Financial Limited. For the full company profile including market capitalisation, see JMFINANCIL market cap overview.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.39x | Rs56.03 Billion | Rs55.69 Billion | Rs142.74 Billion | ▲ +99.1% |
| 2024 | 0.20x | Rs36.89 Billion | Rs36.35 Billion | Rs187.08 Billion | ▲ +253.6% |
| 2023 | -0.13x | Rs-23.24 Billion | Rs-24.49 Billion | Rs181.01 Billion | ▲ +38.8% |
| 2022 | -0.21x | Rs-31.86 Billion | Rs-32.03 Billion | Rs151.89 Billion | ▼ -394.5% |
| 2021 | 0.07x | Rs9.76 Billion | Rs9.69 Billion | Rs136.99 Billion | ▼ -71.7% |
| 2020 | 0.25x | Rs31.74 Billion | Rs31.64 Billion | Rs126.11 Billion | ▲ +371.8% |
| 2019 | 0.05x | Rs7.93 Billion | Rs7.72 Billion | Rs148.69 Billion | ▲ +142.4% |
| 2018 | -0.13x | Rs-19.82 Billion | Rs-20.04 Billion | Rs157.67 Billion | ▲ +27.0% |
| 2017 | -0.17x | Rs-20.86 Billion | Rs-21.49 Billion | Rs121.17 Billion | ▼ -45.7% |
| 2016 | -0.12x | Rs-8.84 Billion | Rs-9.04 Billion | Rs74.83 Billion | ▲ +57.6% |
| 2015 | -0.28x | Rs-14.79 Billion | Rs-17.17 Billion | Rs53.07 Billion | ▼ -184.9% |
| 2014 | 0.33x | Rs11.71 Billion | Rs10.58 Billion | Rs35.68 Billion | ▲ +439.6% |
| 2013 | -0.10x | Rs-4.64 Billion | Rs-4.73 Billion | Rs47.97 Billion | ▼ -218.7% |
| 2012 | 0.08x | Rs3.91 Billion | Rs3.83 Billion | Rs47.97 Billion | ▲ +139.1% |
| 2011 | -0.21x | Rs-8.03 Billion | Rs-8.12 Billion | Rs38.56 Billion | ▲ +64.5% |
| 2010 | -0.59x | Rs-13.77 Billion | Rs-13.87 Billion | Rs23.45 Billion | ▼ -163.7% |
| 2009 | 0.92x | Rs4.57 Billion | Rs4.37 Billion | Rs4.95 Billion | ▲ +309.8% |
| 2008 | -0.44x | Rs-7.59 Billion | Rs-7.83 Billion | Rs17.27 Billion | ▼ -230.2% |
| 2007 | 0.34x | Rs3.27 Billion | Rs3.12 Billion | Rs9.67 Billion | ▼ -87.6% |
| 2005 | 2.71x | Rs133.77 Million | Rs133.77 Million | Rs49.33 Million | — |