JM Financial Limited Financial Flexibility Index
JM Financial Limited financial flexibility index. JM Financial Limited (JMFINANCIL) has a Financial Flexibility Index of -0.02x as of September 2025. Free cash flow of Rs-2.87 Billion (operating CF Rs-3.18 Billion minus capex Rs312.10 Million) represents 0% of total liabilities (Rs136.71 Billion). See JM Financial Limited free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of JM Financial Limited (2005–2026)
Financial flexibility index of JM Financial Limited from 2005 to 2026. Historical Financial Flexibility Index trend for JM Financial Limited across 21 annual periods. Check JM Financial Limited (JMFINANCIL) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
JM Financial Limited Financial Flexibility Index by Year (2005–2026)
JM Financial Limited financial flexibility index by year from 2005 to 2026. Year-by-year free cash flow to debt coverage for JM Financial Limited. For the full cash flow conversion analysis, see JM Financial Limited (JMFINANCIL) cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.03x | Rs4.73 Billion | Rs4.09 Billion | Rs151.79 Billion | ▼ -92.1% |
| 2025 | 0.39x | Rs56.03 Billion | Rs55.69 Billion | Rs142.74 Billion | ▲ +99.1% |
| 2024 | 0.20x | Rs36.89 Billion | Rs36.35 Billion | Rs187.08 Billion | ▲ +253.6% |
| 2023 | -0.13x | Rs-23.24 Billion | Rs-24.49 Billion | Rs181.01 Billion | ▲ +38.8% |
| 2022 | -0.21x | Rs-31.86 Billion | Rs-32.03 Billion | Rs151.89 Billion | ▼ -394.5% |
| 2021 | 0.07x | Rs9.76 Billion | Rs9.69 Billion | Rs136.99 Billion | ▼ -71.7% |
| 2020 | 0.25x | Rs31.74 Billion | Rs31.64 Billion | Rs126.11 Billion | ▲ +371.8% |
| 2019 | 0.05x | Rs7.93 Billion | Rs7.72 Billion | Rs148.69 Billion | ▲ +142.4% |
| 2018 | -0.13x | Rs-19.82 Billion | Rs-20.04 Billion | Rs157.67 Billion | ▲ +27.0% |
| 2017 | -0.17x | Rs-20.86 Billion | Rs-21.49 Billion | Rs121.17 Billion | ▼ -45.7% |
| 2016 | -0.12x | Rs-8.84 Billion | Rs-9.04 Billion | Rs74.83 Billion | ▲ +57.6% |
| 2015 | -0.28x | Rs-14.79 Billion | Rs-17.17 Billion | Rs53.07 Billion | ▼ -184.9% |
| 2014 | 0.33x | Rs11.71 Billion | Rs10.58 Billion | Rs35.68 Billion | ▲ +439.6% |
| 2013 | -0.10x | Rs-4.64 Billion | Rs-4.73 Billion | Rs47.97 Billion | ▼ -218.7% |
| 2012 | 0.08x | Rs3.91 Billion | Rs3.83 Billion | Rs47.97 Billion | ▲ +139.1% |
| 2011 | -0.21x | Rs-8.03 Billion | Rs-8.12 Billion | Rs38.56 Billion | ▲ +64.5% |
| 2010 | -0.59x | Rs-13.77 Billion | Rs-13.87 Billion | Rs23.45 Billion | ▼ -163.7% |
| 2009 | 0.92x | Rs4.57 Billion | Rs4.37 Billion | Rs4.95 Billion | ▲ +309.8% |
| 2008 | -0.44x | Rs-7.59 Billion | Rs-7.83 Billion | Rs17.27 Billion | ▼ -230.2% |
| 2007 | 0.34x | Rs3.27 Billion | Rs3.12 Billion | Rs9.67 Billion | ▼ -87.6% |
| 2005 | 2.71x | Rs133.77 Million | Rs133.77 Million | Rs49.33 Million | — |