JM Financial Limited (JMFINANCIL) — Defensive Interval Ratio
JM Financial Limited (JMFINANCIL) has a Defensive Interval Ratio of 2077 days as of September 2025. Defensive assets of Rs61.47 Billion (cash Rs54.08 Billion, short-term investments Rs-, receivables Rs7.40 Billion) cover 2077 days of daily cash needs of Rs29.60 Million/day. Check JMFINANCIL intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
JM Financial Limited Defensive Interval Ratio (2012–2024)
This chart shows how JM Financial Limited's Defensive Interval Ratio has evolved across 13 annual periods from 2012 to 2024. As of September 2025, the ratio stands at 2077 days, meaning defensive assets of Rs61.47 Billion can fund 2077 days of operations without new revenue. Also explore JMFINANCIL net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for JM Financial Limited (2012–2024)
The table below presents the year-by-year Defensive Interval Ratio for JM Financial Limited from 2012 to 2024, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of JM Financial Limited.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 323 days | Rs11.63 Billion | Rs36.04 Million/day | Rs5.84 Billion | Rs98.90 Million | ▼ -5378 days |
| 2023 | 5701 days | Rs206.68 Billion | Rs36.25 Million/day | Rs433.70 Million | Rs24.80 Billion | ▼ -1503 days |
| 2022 | 7204 days | Rs166.96 Billion | Rs23.18 Million/day | Rs7.89 Billion | Rs- | ▲ +1347 days |
| 2021 | 5857 days | Rs122.69 Billion | Rs20.95 Million/day | Rs2.50 Billion | Rs-1.00 | ▼ -4789 days |
| 2020 | 10646 days | Rs128.17 Billion | Rs12.04 Million/day | Rs2.97 Billion | Rs- | ▼ -2862 days |
| 2019 | 13508 days | Rs154.36 Billion | Rs11.43 Million/day | Rs3.48 Billion | Rs- | ▼ -3506 days |
| 2018 | 17014 days | Rs166.28 Billion | Rs9.77 Million/day | Rs4.71 Billion | Rs- | ▲ +10460 days |
| 2017 | 6554 days | Rs147.84 Billion | Rs22.56 Million/day | Rs2.55 Billion | Rs20.82 Billion | ▼ -3135 days |
| 2016 | 9689 days | Rs82.82 Billion | Rs8.55 Million/day | Rs- | Rs3.34 Billion | ▼ -855 days |
| 2015 | 10544 days | Rs60.20 Billion | Rs5.71 Million/day | Rs- | Rs- | ▲ +5717 days |
| 2014 | 4827 days | Rs34.70 Billion | Rs7.19 Million/day | Rs- | Rs- | ▲ +324 days |
| 2013 | 4503 days | Rs25.99 Billion | Rs5.77 Million/day | Rs- | Rs- | ▼ -1898 days |
| 2012 | 6401 days | Rs36.95 Billion | Rs5.77 Million/day | Rs- | Rs- | — |