Amerant Bancorp Inc. (AMTB) — Cash Flow Quality Index
Amerant Bancorp Inc. (AMTB) has a Cash Flow Quality Index of 1.54x as of September 2025. Operating cash flow of $22.70 Million exceeds net income of $14.76 Million, indicating high earnings quality where cash backs reported profits. Explore how well can Amerant Bancorp Inc. service its debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Amerant Bancorp Inc. Cash Flow Quality Index (2015–2023)
Historical Cash Flow Quality Index for Amerant Bancorp Inc. across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see AMTB cash generation efficiency.
Annual Cash Flow Quality Index for Amerant Bancorp Inc. (2015–2023)
Year-by-year earnings quality comparison for Amerant Bancorp Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2023 | 0.87x | $26.72 Million | $30.79 Million | ▲ +209.4% |
| 2022 | -0.79x | $-49.16 Million | $61.96 Million | ▼ -229.8% |
| 2021 | 0.61x | $67.43 Million | $110.31 Million | ▼ -60.0% |
| 2019 | 1.53x | $78.39 Million | $51.33 Million | ▲ +12.6% |
| 2018 | 1.36x | $62.16 Million | $45.83 Million | ▼ -20.3% |
| 2017 | 1.70x | $73.28 Million | $43.06 Million | ▼ -46.7% |
| 2016 | 3.19x | $75.27 Million | $23.58 Million | ▼ -24.5% |
| 2015 | 4.23x | $63.63 Million | $15.04 Million | — |