Amerant Bancorp Inc. Cash Flow Quality Index

Latest as of September 2025: 1.54x

Amerant Bancorp Inc. cash flow quality index. Amerant Bancorp Inc. (AMTB) has a Cash Flow Quality Index of 1.54x as of September 2025. Operating cash flow of $22.70 Million exceeds net income of $14.76 Million, indicating high earnings quality where cash backs reported profits. See financial agility of Amerant Bancorp Inc. to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

1.54x
Operating CF / Net Income

Operating Cash Flow

$22.70 Million
USD

Net Income

$14.76 Million
USD

Data as of

Sep 2025
Most recent filing

Cash Flow Quality Index of Amerant Bancorp Inc. (2015–2023)

Cash flow quality index of Amerant Bancorp Inc. from 2015 to 2023. Historical Cash Flow Quality Index for Amerant Bancorp Inc. across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore how well can Amerant Bancorp Inc. service its debt to assess how comfortably operating cash covers total debt obligations.

Amerant Bancorp Inc. Cash Flow Quality Index by Year (2015–2023)

Amerant Bancorp Inc. cash flow quality index by year from 2015 to 2023. Year-by-year earnings quality comparison for Amerant Bancorp Inc.. For the full cash flow conversion analysis, see AMTB cash flow metrics.

Year Quality Index Operating CF (USD) Net Income YoY Change
2023 0.87x $26.72 Million $30.79 Million ▲ +209.4%
2022 -0.79x $-49.16 Million $61.96 Million ▼ -229.8%
2021 0.61x $67.43 Million $110.31 Million ▼ -60.0%
2019 1.53x $78.39 Million $51.33 Million ▲ +12.6%
2018 1.36x $62.16 Million $45.83 Million ▼ -20.3%
2017 1.70x $73.28 Million $43.06 Million ▼ -46.7%
2016 3.19x $75.27 Million $23.58 Million ▼ -24.5%
2015 4.23x $63.63 Million $15.04 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.