Amerant Bancorp Inc. (AMTB) — Financial Flexibility Index
Amerant Bancorp Inc. (AMTB) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $23.71 Million (operating CF $22.70 Million minus capex $1.02 Million) represents 0% of total liabilities ($9.47 Billion). Check Amerant Bancorp Inc. cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Amerant Bancorp Inc. Financial Flexibility Index (2016–2024)
Historical Financial Flexibility Index trend for Amerant Bancorp Inc. across 9 annual periods. For the full cash flow conversion analysis, see Amerant Bancorp Inc. (AMTB) cash conversion ratio.
Annual Financial Flexibility Index for Amerant Bancorp Inc. (2016–2024)
Year-by-year free cash flow to debt coverage for Amerant Bancorp Inc.. Explore debt repayment capacity of Amerant Bancorp Inc. to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $89.59 Million | $82.19 Million | $9.01 Billion | ▲ +130.0% |
| 2023 | 0.00x | $37.65 Million | $26.72 Million | $8.71 Billion | ▲ +194.5% |
| 2022 | 0.00x | $-38.53 Million | $-49.16 Million | $8.42 Billion | ▼ -141.6% |
| 2021 | 0.01x | $74.01 Million | $67.43 Million | $6.74 Billion | ▲ +25.8% |
| 2020 | 0.01x | $62.82 Million | $57.25 Million | $7.19 Billion | ▼ -32.7% |
| 2019 | 0.01x | $92.65 Million | $78.39 Million | $7.14 Billion | ▲ +32.6% |
| 2018 | 0.01x | $72.20 Million | $62.16 Million | $7.38 Billion | ▼ -8.2% |
| 2017 | 0.01x | $81.89 Million | $73.28 Million | $7.68 Billion | ▼ -1.7% |
| 2016 | 0.01x | $83.80 Million | $75.27 Million | $7.73 Billion | — |